Credit Cards

1 - Landmark membership required. Cards are issued by Landmark Credit Union pursuant to a license from Visa® USA Inc. Rates are variable and subject to change. APR is Annual Percentage Rate.  

2 - Earn 1.5% cash back on all Cash Back Credit Card purchases. Cash back will be earned based on your qualifying net purchases (purchases minus returns and/or other related credits). You do not earn cash back on cash advances, balance transfers, unauthorized or fraudulent charges or for fees of any kind on your card account. An account will be disqualified from accumulating cash back if it becomes past due 60 or more days.

3 - Cash advances are not eligible for the 0% Intro APR. Cash advance APR is 29.99% non-variable.

4 - Disqualified from earning cash bonus or rewards points bonus if account is 30 days past due. Fraudulent charges and fees of any kind do not count towards the total of $1,000. For purchases only (not including credit for returns or fees and fraudulent charges). If qualified, bonus will appear on the monthly statement 30 days following the end of the promotion period and will be displayed as an addition to rewards points earned-to-date.

5 - Points will be earned based on your qualifying net purchases (purchases minus returns and/or other related credits). You do not earn points for unauthorized or fraudulent charges or for fees of any kind on your card account. An account will be disqualified if it becomes past due 60 or more days. Qualifying for gas and dining out points is based on the merchant's designation, based on what it primarily sells. Purchases will not earn rewards if the merchant’s designation is not eligible. 

6- 0% Intro APR available on purchases and non-Landmark balance transfers. The introductory APR for purchases will apply to transactions posted to your account during the first 12 months following the opening of your account. A balance transfer must be made within 60 days from account opening to qualify for the introductory APR. The introductory APR for balance transfers will apply during the first 12 months following the opening of your account for balance transfers completed within the first 60 days of account opening. Any existing balances on Landmark Credit Union loan or credit card accounts are not eligible for the introductory APR for balance transfers. After introductory period, variable rate will be 17.49% - 23.49% APR based on creditworthiness and will vary based on the Prime Rate. Cash advances are not eligible for the 0% Intro APR. Cash advance non-variable APR is 29.99%. Allow 3-4 weeks for balance transfers. An account will be disqualified if it becomes past due 60 or more days. Cash advance fee of $5 or 3% of the amount of each cash advance, whichever is greater applies. Foreign transaction fee of 1% of each transaction in U.S. dollars applies. No fee on balance transfers made within 60 days of account opening. After, balance transfer fee of $5 or 5% of the amount of each balance transfer, whichever is greater.

7 - Based on creditworthiness. This APR will vary based on the Prime Rate. 

8- 0% Intro APR available on purchases and non-Landmark balance transfers. The introductory APR for purchases will apply to transactions posted to your account during the first 12 months following the opening of your account. A balance transfer must be made within 60 days from account opening to qualify for the introductory APR. The introductory APR for balance transfers will apply during the first 12 months following the opening of your account for balance transfers completed within the first 60 days of account opening. Any existing balances on Landmark Credit Union loan or credit card accounts are not eligible for the introductory APR for balance transfers. After introductory period, variable rate will be 15.24% - 24.24% APR based on creditworthiness and will vary based on the Prime Rate. Cash advances are not eligible for the 0% Intro APR. Cash advance non-variable APR is 29.99%. Allow 3-4 weeks for balance transfers. An account will be disqualified if it becomes past due 60 or more days. Cash advance fee of $5 or 3% of the amount of each cash advance, whichever is greater applies. Foreign transaction fee of 1% of each transaction in U.S. dollars applies. No fee on balance transfers made within 60 days of account opening. After, balance transfer fee of $5 or 5% of the amount of each balance transfer, whichever is greater.

9 - Secured card non-variable rate is 18.99%. Cash advance non-variable APR is 29.99%. Annual fee is $25. Cash advance fee of $5 or 3% of the amount of each cash advance, whichever is greater applies. Balance transfer fee of $5 or 5% of the amount of each balance transfer, whichever is greater applies. Foreign transaction fee of 1% of each transaction in U.S. dollars applies.

10 - Student Rewards Visa variable rate for purchases and balance transfers is 21.24% APR. Cash advance non-variable APR is 29.99%. Cash advance fee of $5 or 3% of the amount of each cash advance, whichever is greater applies. Balance transfer fee of $5 or 5% of the amount of each balance transfer, whichever is greater applies. Foreign transaction fee of 1% of each transaction in U.S. dollars applies.