Business Money Market Accounts

This new Signature Business Money Market provides businesses with a market leading option to seek higher yields while maintaining daily liquidity. 

How Does a Signature Money Market Account Work?

Get the best of both worlds with a high yield and flexibility. Open a Signature Business Money Market to start earning more on your savings. 

  • $2,500

    Minimum deposit of $2,500 required to open account

  • Deposits

    First 50 items1 deposited are free each month; $0.50 for each one after 50

  • Dividends

    Dividends will accrue every day the account balance is $2,500 or more

  • Availability

    Access to funds are available anytime they are needed

  • No Monthly Maintenance Fee

    With a $2,500 daily minimum balance. Monthly fee of $10 if balance falls below the minimum 

Signature Business Money Market Rates

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Signature business money market rates

Account Balance

Dividend Rate2

APY3

Account Balance

<$2,500

Dividend Rate2

0.00%

APY3

0.00%

Account Balance

$2,500 - $9,999

Dividend Rate2

0.40%

APY3

0.40%

Account Balance

$10,000 - $24,999

Dividend Rate2

0.40%

APY3

0.40%

Account Balance

$25,000 - $49,999

Dividend Rate2

0.40%

APY3

0.40%

Account Balance

$50,000 - $99,999

Dividend Rate2

1.98%

APY3

2.00%

Account Balance

$100,000 - $249,999

Dividend Rate2

2.47%

APY3

2.50%

Account Balance

$250,000 - $10 MM

Dividend Rate2

2.96%

APY3

3.00%
[1]
Item is defined as cash, RDC, checks, or combined ACH
[2]
Signature Business Money Market has the following balance tiers and corresponding rates: $2,500-$9,999.99 (0.40% APY); $10,000-$24,999.99 (0.40% APY); $25,000-$49,999.99 (0.40% APY); $50,000-$99,999.99 (2.00% APY); $100,000-$249,999.99 (2.50% APY); $250,000-$10MM (3.00% APY). Rates are variable and effective as of 5/8/2025. Some tiers may earn the same APY; APY is subject to change based on balance tier. Dividends calculated by applying the highest rate based on the balance tier to the entire account balance. Minimum balance to open the Signature Business Money Market is $2,500. If balance falls below the minimum, the account will be assessed a monthly minimum balance fee and will earn no interest until the minimum balance requirement is met. Fees may reduce earnings on account.
[3]
APY is Annual Percentage Yield. Rates and terms subject to change without notice. Rates effective as of 5/8/2025. Personal accounts only. There is a penalty for early certificate withdrawal. Fees imposed on accounts will reduce actual earnings. A penalty may be imposed for early withdrawal. Minimum balance to open certificate is $500. Financial institutions and public funds are ineligible