Checking Accounts

Getting coffee? Paying bills? Use your debit card, grab your phone or take cash out at one of our 34,000+ in-network ATMs. We make it easy to use and manage your money. Plus, you get to pick your perks! Choose between earning more on your account or getting fun rewards. 
Open Checking Account

Landmark Checking Benefits

Switching your checking to Landmark is worth it! Here’s why:

  • No Hidden Fees

    No surprises here! We have no monthly service fee and no minimum balance required. It only takes $35 to get started. 
  • 34,000+ in-network ATMs

    Need some cash to tip or pay for parking? Choose from plenty of fee-free ATMs. 
  • Free Visa® Debit Card5

    Debit card that’s accepted nearly everywhere? Check! 
  • Free Bill Pay

    Save the stamp and the check—set up one-time or recurring payments. 
  • Digital Banking

    Easily check your balances, transfer money and use budget tracking tools. 
    Learn More
  • Zelle®

    Splitting the bill? Try this fast and easy way to send money to family and friends6
    Learn More
  • Credit Hub

    Check your credit score, credit report and get credit monitoring alerts. 
    Learn More
  • Card Controls

    Misplace your debit card? With Card Controls, you have the power to lock and unlock your card.
    Learn More
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Rewards Checking

Treat yourself! With Rewards Checking you'll earn 1 point for every $2 in signature-based debit card purchases. Redeem your points for gift cards, travel and merchandise. Add a Rewards credit card to combine points and earn rewards even faster. 

Open Rewards Checking

Premium Checking

Earn More. With Premium Checking, get 7.50% APY on balances up to $500. To qualify, enroll in eDocuments and have a direct deposit of at least $250 a month.

Open Premium Checking

Compare Checking Accounts

Choose from options that earn you more on your balance or fun rewards! Want to keep it simple? We also offer a VIP Checking account.

Account Type

Dividend Rate

APY2

Account Type

VIP Checking4

Dividend Rate

0.05%

APY2

0.05%

Account Type

Rewards Checking1

Dividend Rate

0.00%

APY2

0.00%

Account Type

Premium Checking3

Dividend Rate

7.25%

APY2

7.50%

Checking Frequently Asked Questions

Not sure which checking account is right for you? Still have questions? We’ve got you covered. 

  • The minimum deposit for a new checking account is $35. Learn more about our checking accounts.
  • Cash deposits are available immediately.
  • Members age 55+ with a Landmark checking account (VIP, Rewards or Premium) can receive one free box of Landmark lighthouse style checks per calendar year. To order this free box of checks, visit a branch.

1 - Earn 1 point for every $2 in signature-based debit card purchases. Points will be earned based on your qualifying net purchases (purchases minus returns and/or other related credits). You do not earn points for unauthorized or fraudulent charges or for fees of any kind on your card account. Minimum deposit required to open a checking account is $35. 
2 - APY is Annual Percentage Yield. 
3 - Premium Checking base rate is 0% APY. Premium Checking Accounts with eDocuments (valid email address required) and direct deposit earn 7.50% APY on balances up to $500. APY may range from 7.50% - .06% on balances over $500. Direct deposit is defined as a minimum of $250 per month in regular periodic deposits from an employer, payroll provider, gig economy payer (e.g. Door Dash, Uber, Postmates), pension or government benefits provider deposited into your Premium Checking Account via the ACH system. Transfers from other Landmark accounts, ACH transfers from other financial institutions, peer-to-peer payments (e.g. Venmo, PayPal), merchant transactions (e.g. Stripe, Square), and mobile check deposits do not qualify as a direct deposits. One Premium Checking Account per member. Fees may reduce earnings. 
4 - Interest is paid in the form of dividends. APY is variable and subject to change. APY is accurate as of 2/22/2024. Dividends are paid on the entire daily balance whenever it is $2,500 or more. Minimum deposit required to open a checking account is $35. Fees may reduce earnings.
5 - Cards are issued by Landmark Credit Union pursuant to a license from Visa® USA Inc. 
6 - Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license. U.S. checking or savings account required to use Zelle®. Transactions between enrolled consumers typically occur in minutes.