Check Today's Rates

As a not-for-profit financial cooperative, we return profits to our members with great rates and low fees. 

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Account Type

Dividend Rate

APY1

Account Type

VIP Checking2

Dividend Rate

0.05%

APY1

0.05%

Account Type

Rewards Checking3

Dividend Rate

0.00%

APY1

0.00%

Account Type

Premium Checking4

Dividend Rate

7.25%

APY1

7.50%

Open Checking Account Online
VIP Savings account Rates

Dividend Rate

APY5

Dividend Rate

0.05%

APY5

0.05%

Open VIP Savings
Health savings account (HSA) rates

Dividend Rate

APY6

Dividend Rate

0.30%

APY6

0.30%

IRA rates

Dividend Rate

APY7

Dividend Rate

0.05%

APY7

0.05%

Balance (Regular or IRA)

Dividend Rate

APY8

Balance (Regular or IRA)

$100,000 or more

Dividend Rate

3.11%

APY8

3.15%

Balance (Regular or IRA)

$75,000 - $99,999.99

Dividend Rate

2.96%

APY8

3.00%

Balance (Regular or IRA)

$50,000 - $74,999.99

Dividend Rate

2.86%

APY8

2.90%

Balance (Regular or IRA)

$2,500 - $49,999.99

Dividend Rate

0.10%

APY8

0.10%

Balance (Regular or IRA)

If account falls below $2,500

Dividend Rate

0.00%

APY8

0.00%

Open Signature Money Market

Balance (Regular or IRA)

Dividend Rate

APY9

Balance (Regular or IRA)

$10,000 or more

Dividend Rate

0.90%

APY9

0.90%

Balance (Regular or IRA)

Below $10,000

Dividend Rate

0.10%

APY9

0.10%

Open Index Plus Money Market

Balance (Regular or IRA)

Dividend Rate

APY10

Balance (Regular or IRA)

$2,400 or more

Dividend Rate

0.50%

APY10

0.50%

Balance (Regular or IRA)

Below $2,400

Dividend Rate

0.10%

APY10

0.10%

Open VIP Money Market

Maturity Date (Regular, Business or IRA)

Dividend Rate

APY11

Maturity Date (Regular, Business or IRA)

3 Months

Dividend Rate

0.50%

APY11

0.50%

Maturity Date (Regular, Business or IRA)

6 Months

Dividend Rate

1.00%

APY11

1.00%

Maturity Date (Regular, Business or IRA)

9 Months

Dividend Rate

1.49%

APY11

1.50%

Maturity Date (Regular, Business or IRA)

12 months

Dividend Rate

4.46%

APY11

4.55%

Maturity Date (Regular, Business or IRA)

18 months

Dividend Rate

3.69%

APY11

3.75%

Maturity Date (Regular, Business or IRA)

2 Years

Dividend Rate

3.69%

APY11

3.75%

Maturity Date (Regular, Business or IRA)

3 Years

Dividend Rate

3.83%

APY11

3.90%

Maturity Date (Regular, Business or IRA)

4 Years

Dividend Rate

3.83%

APY11

3.90%

Maturity Date (Regular, Business or IRA)

5 Years

Dividend Rate

3.83%

APY11

3.90%

Open Certificate Account

Business Account Rates

Product

Dividend Rate12

APY13

Product

Free Business Checking Plus Dividends

Dividend Rate12

0.05%

APY13

0.05%

Product

Business 250 Checking Plus Dividends

Dividend Rate12

0.05%

APY13

0.05%

Product

Business 600 Checking Plus Dividends

Dividend Rate12

0.05%

APY13

0.05%

Product

Free Community Checking Plus Dividends

Dividend Rate12

0.05%

APY13

0.05%

Business Savings Account Rate

Dividend Rate

APY1

Dividend Rate

0.05%

APY1

0.05%

Signature Business Money market Rates

Account Balance

Dividend Rate14

APY15

Account Balance

<$2,500

Dividend Rate14

0.00%

APY15

0.00%

Account Balance

$2,500 - $9,999

Dividend Rate14

0.40%

APY15

0.40%

Account Balance

$10,000 - $24,999

Dividend Rate14

0.40%

APY15

0.40%

Account Balance

$25,000 - $49,999

Dividend Rate14

0.40%

APY15

0.40%

Account Balance

$50,000 - $99,999

Dividend Rate14

1.98%

APY15

2.00%

Account Balance

$100,000 - $249,999

Dividend Rate14

2.47%

APY15

2.50%

Account Balance

$250,000 - $10 MM

Dividend Rate14

2.96%

APY15

3.00%

Model Year

Term

APR16

Pmt/$1,00017

Model Year

2024 & 2023

Term

Up to 36

APR16

5.34%

Pmt/$1,00017

$31.05

Model Year

2024 & 2023

Term

48 Months

APR16

5.59%

Pmt/$1,00017

$24.24

Model Year

2024 & 2023

Term

63 Months

APR16

5.84%

Pmt/$1,00017

$19.44

Model Year

2024 & 2023

Term

75 Months

APR16

6.54%

Pmt/$1,00017

$17.28

Model Year

2024 & 2023

Term

84 Months

APR16

7.44%

Pmt/$1,00017

$16.34

Model Year

2022

Term

36 Months

APR16

5.39%

Pmt/$1,00017

$31.08

Model Year

2022

Term

48 Months

APR16

5.64%

Pmt/$1,00017

$24.27

Model Year

2022

Term

63 Months

APR16

5.89%

Pmt/$1,00017

$19.46

Model Year

2022

Term

75 Months

APR16

6.59%

Pmt/$1,00017

$17.30

Model Year

2022

Term

84 Months

APR16

7.49%

Pmt/$1,00017

$16.36

Model Year

2021

Term

36 Months

APR16

5.64%

Pmt/$1,00017

$31.19

Model Year

2021

Term

48 Months

APR16

5.89%

Pmt/$1,00017

$24.38

Model Year

2021

Term

63 Months

APR16

6.19%

Pmt/$1,00017

$19.61

Model Year

2021

Term

75 Months

APR16

6.89%

Pmt/$1,00017

$17.45

Model Year

2021

Term

84 Months

APR16

7.79%

Pmt/$1,00017

$16.52

Model Year

2020

Term

36 Months

APR16

5.64%

Pmt/$1,00017

$31.19

Model Year

2020

Term

48 Months

APR16

5.94%

Pmt/$1,00017

$24.41

Model Year

2020

Term

63 Months

APR16

6.24%

Pmt/$1,00017

$19.63

Model Year

2020

Term

75 Months

APR16

6.89%

Pmt/$1,00017

$17.45

Model Year

2019

Term

36 Months

APR16

5.64%

Pmt/$1,00017

$31.19

Model Year

2019

Term

48 Months

APR16

6.04%

Pmt/$1,00017

$24.45

Model Year

2019

Term

63 Months

APR16

6.34%

Pmt/$1,00017

$19.68

Model Year

2018 & 2017

Term

36 Months

APR16

6.54%

Pmt/$1,00017

$31.61

Model Year

2018 & 2017

Term

48 Months

APR16

6.74%

Pmt/$1,00017

$24.78

Model Year

2016 and older

Term

36 Months

APR16

6.74%

Pmt/$1,00017

$31.70

Model Year

2016 and older

Term

48 Months

APR16

7.24%

Pmt/$1,00017

$25.02

Apply for Auto Loan

Model Year

Term

APR16

Pmt/$1,00017

Model Year

2024 -2023

Term

Up to 63 months

APR16

8.44%

Pmt/$1,00017

$20.72

Model Year

2024 -2023

Term

72 (≥$10,000 MSRP)

APR16

8.74%

Pmt/$1,00017

$18.93

Model Year

2022 & Older

Term

Up to 63 months

APR16

8.74%

Pmt/$1,00017

$20.87

Model Year

2022 & Older

Term

72 (≥$10,000 MSRP)

APR16

9.04%

Pmt/$1,00017

$19.09

Powersport Loan Application

Term

Loan Amount

APR16

Pmt/$1,00017

Term

Up to 63 months

Loan Amount

APR16

7.60%

Pmt/$1,00017

$20.30

Term

84

Loan Amount

(≥$10,000)

APR16

8.80%

Pmt/$1,00017

$17.05

Term

120

Loan Amount

(≥$20,000)

APR16

9.80%

Pmt/$1,00017

$14.27

Term

180

Loan Amount

(≥$20,000)

APR16

9.85%

Pmt/$1,00017

$10.66

Boat Loan Application

Term

Loan Amount

APR16

Pmt/$1,00017

Term

Up to 84 months

Loan Amount

(≥$10,000)

APR16

9.70%

Pmt/$1,00017

$17.52

Term

120

Loan Amount

(≥$20,000)

APR16

10.70%

Pmt/$1,00017

$14.79

Term

180

Loan Amount

(≥$20,000)

APR16

12.30%

Pmt/$1,00017

$12.20

Apply for RV Loan

Term

APR16

Pmt/$1,00017

Term

Up to 60 months

APR16

11.75%

Pmt/$1,00017

$23.17

Apply for Personal Loan

Term

APR18

Pmt/$1,000

Term

Up to 60 months

APR18

7.34%

Pmt/$1,000

$19.97

Term

84

APR18

7.89%

Pmt/$1,000

$15.54

Term

120

APR18

8.34%

Pmt/$1,000

$12.32

Term

180

APR18

8.69%

Pmt/$1,000

$9.96

Term

240

APR18

9.80%

Pmt/$1,000

$9.52

Home Equity Loan Application

Current Rate

Current Rate

7.00% APR

HELOC Application

Type

Rate

APR

Points

Pmt/$1000

Type

8 Year

Rate

5.50%

APR

5.50%

Points

0.00%

Pmt/$1000

$12.90

Type

10 Year

Rate

5.60%

APR

5.60%

Points

0.00%

Pmt/$1000

$10.91

Type

12 Year

Rate

5.70%

APR

5.70%

Points

0.00%

Pmt/$1000

$9.61

Apply for Mortgage Refi
Fixed Rate Mortgage Rates

Term

Rate

APR

Points

Pmt19

Term

30 Year

Rate

6.000%

APR

6.094%

Points

0.00%

Pmt19

$6.00

Term

20 Year

Rate

5.625%

APR

5.747%

Points

0.00%

Pmt19

$6.95

Term

15 Year

Rate

5.500%

APR

5.653%

Points

0.00%

Pmt19

$8.17

Term

10 Year

Rate

5.125%

APR

5.337%

Points

0.00%

Pmt19

$10.67

Fixed Mortgage Loan Application

Type

Rate

APR

Points

Pmt19

Type

3 Year ARM

Rate

5.375%

APR

6.675%

Points

0.00%

Pmt19

$5.60

Type

5 Year ARM

Rate

5.750%

APR

6.598%

Points

0.00%

Pmt19

$5.84

Type

7 Year ARM

Rate

6.125%

APR

6.643%

Points

0.00%

Pmt19

$6.08

ARM Application

Type

Rate

APR

Points

Pmt19

Type

5 Year ARM - 95% Cash Out Refi

Rate

5.750%

APR

6.598%

Points

0.00%

Pmt19

$5.84

Type

Rate20

APR

Points

Pmt21

Type

3 Year ARM

Rate20

5.375%

APR

6.730%

Points

0.00%

Pmt21

$5.66

Type

5 Year ARM

Rate20

5.750%

APR

6.647%

Points

0.00%

Pmt21

$5.89

Apply for Construction Loan

Type

Rate

APR

Points

Pmt21

Type

3 Year ARM

Rate

6.500%

APR

6.970%

Points

0.00%

Pmt21

$6.32

Contact a Mortgage Loan Officer