Loan Rates

Auto & Motorcycle Loans¹

Powersports Loans¹

Boat Loans¹

RV Loans

Fixed term Mobile Home loans may be amortized up to 15 years.

Personal Loans - Unsecured

Personal loans less than $5,000 are at a maximum of 36 months.

Home Equity Loans⁴

Home Equity Line of Credit

Rates listed above are 70% LTV. Additional loan programs may be available. For rates and more information on this product please contact us.

Mortgage Refi Express⁶

Mortgage Loans - Fixed Rate

Not all programs shown. For more information including no-cost and low-cost loan programs, please contact a Landmark Mortgage Representative.

Actual payments will be higher with taxes and insurance. Rates and terms are subject to change at any time and without notice; additional restrictions may apply. Published rate may be adjusted based on other factors, including but not limited to, when your rate is locked, actual occupancy status, loan purpose, loan amount, credit score, debt to income ratio, and loan to value. A non-refundable application fee of $550 is required for single family residences and $655 for 2+ units is required. Private Mortgage Insurance (PMI) required for loans with less than 20% down.

Adjustable Rate Mortgage (ARM) Program

Published rate may be adjusted based on credit score and down payment. ARMs require 5% down payment. Adjustment could occur after initial term. Adjustment is based on 1-year CMT plus margin of 2.75%. Maximum annual adjustment on 1, 3, and 5 year is 2%; maximum over the life of the loan is 6%. Maximum annual adjustment on 7 year is 2%; maximum over the life of the loan is 6%. No conversion option.

Low Down Payment/Cash Out ARMs

Construction Loans

Rate is variable. Down payments as low as 10%. Interest-only payments available during construction period (9-12 months); after, the loan will be amortized over 351 months (9-month construction period) or 348 months (12-month construction period). Rate adjustment could occur after the initial term (1, 3, or 5 years) and annually thereafter based on 1-year CMT rate; loan rate is calculated by adding a margin of 2.75%. Rate will not increase more than 2% in any given year and more than 6% total over the loan term. No conversion option. Published rate may be adjusted based on other factors, including but not limited to, when your rate is locked, actual occupancy status, loan purpose, loan amount, credit score, debt to income ratio, and loan to value. Application Fee of $655 is required. Available on single family, detached homes, owner-occupied upon completion. Additional restrictions may apply. Rates and terms are subject to change at any time and without notice.

Lot Loans

Down payment 20%. Application fee $550. If more than 10 acres, must be zoned residential. Published rate may be adjusted based on credit score and down payment.