Premium Checking

Make your money work harder for you with Premium Checking. This high-yield checking account is designed to help you earn more on your everyday balances.
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Earn 7.50% APY1 on Balances up to $500

With Premium Checking, you can earn an impressive 7.50% Annual Percentage Yield (APY)2 on balances up to $500. Enjoy plenty of perks with no surprise fees.


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Our Premium Checking Accounts Include

  • No Monthly Service Fee

    No surprises here! Enjoy the benefits of checking without worrying about hidden charges.

  • No Minimum Balance

    Stay worry-free with no minimum balance. It only takes $35 to get started.

  • All-In-One Mobile App

    Enjoy everyday banking on the go. Quickly deposit checks, check your balance, transfer funds and more.
    Explore Features

  • Access to 34,000+
    In-Network ATMs

    Withdraw cash fee-free with our nationwide network of ATMs, or use a TYME® Advanced ATM locally.
    View ATMs

  • Card Management

    Have the power to lock and unlock your card 24/7 from our mobile app. Plus, set limits on when, where and how your card can be used.
    Find Out More

  • Contactless Debit Card

    Tap and go! Pay securely using your Landmark debit card or by adding it to your mobile wallet.
    Learn More
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Ready to Open a Premium Checking Account?

Experience the benefits of Premium Checking, and start earning more. Open your account online or visit a branch to get started. Once your account is open, here’s how it works:

  1. Minimum Balance: Start with just $35. 
  2. Enroll in eDocuments: Sign up for paperless statements within our mobile app.
  3. Set Up Direct Deposit: Have a direct deposit of at least $250 per month1.  

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Is Premium Checking Right for You?


Curious how Premium Checking compares? Our Checking Product Guide provides a clear, side-by-side comparison of benefits, minimums and more across all our checking options.

Premium Checking FAQs

Learn everything you need to know about opening a Premium Checking account.

  • Opening a Premium Checking account is easy! You can apply online or visit any branch.
  • Good news! Premium Checking has no monthly service fees. Enjoy all the benefits of this account without any hidden charges.
  • Yes! You’ll earn you can earn 7.50% Annual Percentage Yield (APY) on balances up to $500. To qualify, enroll in eDocuments (paperless statements) and have a direct deposit of at least $250 per month from a qualifying source, such as your employer, payroll provider, pension, or government benefits provider.
  • You have several convenient options to manage your money. Enjoy fee-free access to over 34,000 ATMs nationwide, stop by a TYME® Advanced ATM locally, use our mobile app or visit any Landmark branch.
  • The minimum deposit for a new checking account is $35. 

  • Two forms of ID are required. Acceptable forms of ID include: 

    Current Wisconsin driver's license* or Wisconsin State ID 

    Plus one of the following: 

    • Current utility bill with the same address as license 
    • Current pay stub with the same name and address as license or ID 
    • Milwaukee County ID 
    • VA ID 
    • Passport 
    • Debit card or credit card of another financial institution 
    • Military ID 
    • Please note that social security cards, birth certificates, Sam's Club membership cards and library cards are not acceptable forms of ID for opening a new account with Landmark. 

    *We cannot accept the paper receipt that the DMV issues for you to use while you wait to receive your license or ID card in the mail; we will require the plastic ID card. 

[1]
Premium Checking base rate is 0% APY. Premium Checking Accounts with eDocuments (valid email address required) and direct deposit earn 7.50% APY on balances up to $500. APY may range from 7.50% - .06% on balances over $500. Direct deposit is defined as a minimum of $250 per month in regular periodic deposits from an employer, payroll provider, gig economy payer (e.g. Door Dash, Uber, Postmates), pension or government benefits provider deposited into your Premium Checking Account via the ACH system. Transfers from other Landmark accounts, ACH transfers from other financial institutions, peer-to-peer payments (e.g. Venmo, PayPal), merchant transactions (e.g. Stripe, Square), and mobile check deposits do not qualify as a direct deposits. One Premium Checking Account per member. Fees may reduce earnings.  
[2]
APY is Annual Percentage Yield. APY is variable and subject to change. APY is accurate as of 6/19/2025.