Brand New. Perfect for You.
With a construction loan, you can:
- Choose the big things like the number of bedrooms and bathrooms down to the minor details like the faucets and doorknobs.
- Get peace of mind knowing that your new home will have all new electrical, plumbing, insulation—everything!
- Build your home on your own timeline.
Not sure where to start? From the lot to the keys, we’ll be there for you every step of your home building journey. It might be your first time building a home, but fortunately our Loan Officers have plenty of experience. They will take the time to walk you through the financing process and answer your questions.

Construction to Permanent Loan
One Loan, One Process, One Closing
Are you ready to build your dream home? With our construction to permanent loan, you can finance the entire project with a single loan.
Construction Loan Benefits
With our construction to permanent loan, you can enjoy the following:
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A single monthly payment for both construction and permanent financing
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Interest-only payments during construction
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One-time loan application, approval, and closing
Here's how it works:
-
Apply
You apply for a construction loan and get approved. -
Build
We fund the loan, and your builder starts construction. -
Fund
Your builder accesses the loan funds as construction is completed. -
Convert
The loan converts to a permanent mortgage once construction is complete.
Term |
Rate21 |
APR |
Points |
Pmt22 |
---|---|---|---|---|
Term 3 Year ARM |
Rate21 6.625% |
APR 7.782% |
Points 0.00% |
Pmt22 $6.45 |
Term 5 Year ARM |
Rate21 6.750% |
APR 7.637% |
Points 0.00% |
Pmt22 $6.54 |
Contact us today to learn more about our construction to permanent loan and start building your dream home.

Lot Loans
Secure Your Dream Property Today
Have you found the perfect lot for your dream home? But you're not quite ready to start building yet?
We understand. Buying land can be a big investment, but we're here to help you make it happen. We offer lot loan1 financing that can help you secure your dream property today.
With our lot loans, you can:
- Finance the purchase of your lot with competitive interest rates.
- Get the financing you need to build your dream home on your own timeline.
We'll help you find the right lot loan for your needs and budget. And we'll work with you every step of the way, from finding the perfect lot to closing the loan.
22 - To calculate monthly payment for all Home Loans, multiply the payment amount shown by the mortgage amount in thousands. For example, 30-year 6.875% loan for $150,000 would be: 150 X $6.57= $985.50 per month. Actual payments will be higher with taxes and insurance. Rates and terms are subject to change at any time and without notice.