Yes, you can refinance your loan from another lender or borrow additional funds using your vehicle as collateral. However, specific qualifying conditions apply. To apply, please submit your online application.

To refinance your home loan, you can apply online. If you have questions, you can contact a Mortgage Loan Officer or contact us.

Our commitment to our members is to help them finance car purchases in a manner that is most convenient for them. Since we realize some people prefer to arrange their financing directly with their dealer, we have established relationships with many car dealers. As a part of this relationship, the interest rate is set by the car dealer, not Landmark Credit Union. As a part of managing the relationships we have with car dealers, it would not be appropriate for us to refinance the loans they've originated at Landmark.

If the merchant you are renting the vehicle from accepts debit cards as a form of payment, you may use your debit card as long as the amount of the transaction is available in your account and the transaction does not exceed the daily dollar limit of $500 for PIN transaction and $3,000 for non-PIN transactions. If you have any additional questions about your card, please contact us.

You may roll the closing costs on a refinance into the loan if you have enough equity in the property. Keep in mind that you incur finance charges on any closing costs rolled in to the loan.