Since your HELOC is already set up, it's easy to access your funds! Here's how you can access your funds:

You can effortlessly transfer funds from your HELOC to your Landmark savings, checking, or money market account.

These convenient methods provide you with flexibility and ease when it comes to using your HELOC funds for your financial needs.

1. Digital Banking Transfer:
   • Log in to Digital Banking
   • From the main navigation, select the "Move Money" tab
   • Click "Make a Transfer"
2. Mobile App:​​​​​​​
   • ​​​​​​​Log into the Landmark app from your phone.
   • Tap "Transfer."
   • Choose a "From Account"
3. Phone Banking:
   • Use Phone Banking to transfer funds from your HELOC to your Landmark savings, checking, or money market account.
4. Write a Check:
   • Simply write a check directly from your home equity line of credit to access your funds.
5. Visit a Local Branch:
   • Visit any of our branch locations if you prefer an in-person experience.

Make a Transfer in Digital Banking

• Log into Digital Banking.
• Hover over "Pay & Transfer" from the top navigation.
• Click "Transfers & Loan Pay."
• Choose a "From Account." (Select "Add Account" to use an external account.)
• Choose a "To Account" from the drop-down. (Select "Add Account" to use an external account.)
• Enter the amount of money you want to transfer under "How Much."
• Under "When" choose the frequency. You can make a one-time transfer or set up recurring transfers.
• Add a memo, if you like.
• Click the "Review Transfer" button.
• Make sure everything is accurate, and then click the "Submit Transfer" button.

Make a Transfer in the Mobile App

• Log into the Landmark app on your phone.
• Tap the "Move Money" icon on the bottom navigation.
• Tap "Transfer."
• Choose a "From Account" (Select "Add Account" to use an external account.)
• Choose a "To Account" from the drop-down. (Select "Add Account" to use an external account.)
• Enter the amount of money you want to transfer under "How Much."
• Under "When" choose the frequency. You can make a one-time transfer or set up recurring transfers.
• Add a memo, if you like.
• Tap the "Review Transfer" button.
• Make sure everything is accurate, and then tap the "Submit Transfer" button.

There are several ways you can set up automatic payments:

• Use your Digital Banking account to set up transfers to and from your Landmark accounts/loans or sign up for Bill Pay to pay your creditors from your Landmark Checking Account.
• Print and complete the ACH Authorization form.
• Visit any one of our branches to complete forms
• Contact Us and we mail the forms to you.

Members who earned more than $10.00 of interest during the year will receive a 1099 form in the mail. These forms are postmarked by January 31 of each year.

If you are registered for eDocuments, you can obtain a duplicate copy via Digital Banking by hovering over "Accounts" in the top navigation, clicking on "Statements and Documents" and then clicking on the "Tax Forms" tab.

Bill Pay is a convenient, cost effective way to make payments without writing and mailing a check. You can create monthly recurring and single payments to be sent to your creditors and the money will be deducted directly from your checking account. You can set up Bill Pay within your Digital Banking account.