Results for "automatic credit card payments"

  • FAQ

    What is the difference between a Home Equity Loan and a Home Equity Line of Credit (HELOC)?

    A home equity loan and a home equity line of credit (HELOC) offers two different ways to access funding for repairs, renovations or additional expenses by using your home’s equity. Your home’s equity is calculated using the loan-to-value (LTV) ratio:

    Home Equity Loan:
    • Provides a lump sum of cash
    • Repaid over a fixed term
    • Consistent monthly payments
    • Fixed interest rate for the loan duration

    HELOC:
    • Revolving line of credit to draw when needed
    • 10-year draw period
    • Operates similar to a credit card with multiple ways to access
    • After the draw period you’ll enter a repayment period that can last up to 15 years
    • Interest only payments during the draw period
    • Interest and principal payments during the repayment period
    • Variable interest rate
    A HELOC provides flexibility and the ability to access funds when needed, while home equity loans offer a fixed lump sum with consistent monthly payments. Choosing one over the other depends on your financial goals and preferences. You can talk with a personal finance officer to find out which one is best for you.
  • FAQ

    How can I replace my debit card or credit card?

    Replace Your Card at a Branch

    If you need to replace your debit or credit card (Cash Back and Rewards Credit Cards only), you can get a same-day replacement at any Landmark branch.

    Replace Your Card by Phone

    Debit Card

    Contact our Member Experience Center to request a replacement debit card. 

    Credit Card

    You can contact our Credit Card Department during our regular business hours (8:30 a.m.-5:30 p.m. Monday through Friday) to request a replacement card. It generally takes 7-10 business days to receive a replacement card in the mail.

    Report and Replace a Lost or Stolen Card

    If your card has been lost or stolen, please call us immediately using the appropriate number below.

  • FAQ

    If I have automatic mortgage payment and the money isn't in the account on the fifth of the month when the payment is due, will you try and pull the funds again?

    If the funds are not available on the 5th of the month, Landmark will attempt to pull them on the 10th and then again on the 15th.
  • FAQ

    Can I apply for a credit card online?

    You can apply for a personal credit card online. However, if you wish to apply for a Business Rewards Visa® credit card, you must visit a branch. Check out what credit cards Landmark has to offer!
  • FAQ

    Is there a grace period on credit card purchases, cash advances or convenience checks?

    The grace period on credit card purchases will depend on the type of card you currently have. There is no grace period on cash advances or convenience checks. For information about your specific card, please call credit card customer service at 866-952-8199 or the phone number on the back of your card.