Generally, yes.

Please check your mortgage documents to determine what your grace period is.

Your mortgage application can be accessed by logging into the borrower portal. 

Once you have gathered your financial information, you can start the pre-approval process by either contacting a mortgage loan officer or applying online.

Private Mortgage Insurance (PMI) is insurance purchased by a borrower to cover the lender's risk of loss. PMI is generally required by lenders when the down payment is less than 20% of the purchase price. At Landmark, we do offer products that do not require private mortgage insurance, with loans as little as 10% down. Please contact a Mortgage Loan Officer to learn more.

A 15-year mortgage loan would provide a lower interest rate and a reduction in finance charge over the life of the loan. Please note, however, the monthly payment amount might still be higher than with a 30-year mortgage. Please contact a Landmark Mortgage Loan Officer directly or contact us.