Yes, you can refinance your loan from another lender or borrow additional funds using your vehicle as collateral. However, specific qualifying conditions apply. To apply, please submit your online application.

Please contact us.

Our commitment to our members is to help them finance car purchases in a manner that is most convenient for them. Since we realize some people prefer to arrange their financing directly with their dealer, we have established relationships with many car dealers. As a part of this relationship, the interest rate is set by the car dealer, not Landmark Credit Union. As a part of managing the relationships we have with car dealers, it would not be appropriate for us to refinance the loans they've originated at Landmark.

Yes, a car can be titled in the name of your business. Please let us know if this is how you'd like to title your car at the time of application.

If the merchant you’re renting the vehicle from accepts debit cards, you may use your debit card as long as: 

• The transaction amount is available in your account.
• The transaction does not exceed the $3,000 daily limit for PIN-based transactions.

If the transaction will be processed as credit and exceeds $3,000, please contact us to temporarily increase the limit.

If the merchant does not accept debit cards, we encourage you to explore our credit card options.