A credit card is an extension of credit. When using a credit card, you are using borrowed money which you agree to pay back. Purchases you make using a credit card are subject to applicable finance charges and credit balance limits. When using a debit card, you are using your own money. Transactions are posted directly to your checking account and subject to the available balance in your checking account and daily dollar amount and transaction amount limits set by your financial institution.

A credit card is an extension of credit. When using a credit card, you are using borrowed money which you agree to pay back. Purchases you make using a credit card are subject to applicable finance charges and credit balance limits. When using a debit card, you are using your own money. Transactions are posted directly to your checking account and subject to the available balance in your checking account and daily dollar amount and transaction amount limits set by your financial institution.

No need to request a new card! Your card will work through the expiration date printed.

Yes, we partner with a company called Elavon to enable members with business accounts to accept various forms of credit card and gift card payment. Please contact us or visit one of our branches to learn more.

You do not have to be a current member to apply for a credit card. If approved, you will be asked to establish a membership by opening a $5 VIP Savings account before the card is ordered. This account will need to remain open throughout the time you have the credit card.