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Deposit Rates

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Checking Accounts

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Product Rate APY
VIP Checking1 0.10% 0.10%
Rewards Checking2 0.00% 0.00%
Premium Checking3 7.25% 7.50%
Business Checking Plus Interest 0.10% 0.10%
Business 600 Checking Plus Interest 0.10% 0.10%
Free Community Checking Plus Interest 0.10% 0.10%

Savings Accounts

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Product Rate APY
VIP Savings 0.10% 0.10%
"You-Name-It" Savings 0.10% 0.10%
IRA (Retirement Savings)4 0.10% 0.10%
Business Savings 0.10% 0.10%

Money Market Accounts5

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(Regular or IRA) Rate APY
Money Market Index Plus 0.25% 0.25%
(balance below $10,000) 0.10% 0.10%
VIP Money Market Account 0.20% 0.20%
(balance below $2,400) 0.10% 0.10%

Signature Money Market Account

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(Regular or IRA)6 Rate APY
$100,000 or more 0.50% 0.50%
$75,000 - $99,999.99 0.40% 0.40%
$50,000 - $74,999.99 0.35% 0.35%
$2,500 - $49,999.99 0.10% 0.10%
(If account falls below $2,500) 0.00% 0.00%
(Business)7 Rate APY
<$2,500 0.00% 0.00%
$2,500 - $9,999 0.20% 0.20%
$10,000 - $24,999 0.20% 0.20%
$25,000 - $49,999 0.20% 0.20%
$50,000 - $99,999 0.25% 0.25%
$100,000 - $249,999 0.30% 0.30%
$250,000 - $10 MM 0.50% 0.50%

Health Savings Account (HSA)

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Rate APY
0.40% 0.40%

Certificate Accounts8

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Maturity Date (Regular, Business or IRA) Rate APY
91 Days 0.20% 0.20%
6 Months 0.30% 0.30%
9 Months 0.35% 0.35%
1 Year 0.40% 0.40%
13 Months Special 0.45% 0.45%
1½ Years 0.50% 0.50%
2 Years 0.60% 0.60%
3 Years 0.80% 0.80%
4 Years 0.90% 0.90%
5 Years 1.00% 1.00%

Related Content

Checking Accounts

Easily manage your money with a checking account. Access your money on the go and keep to your budget with the help of Online Banking.

Rates and terms subject to change without notice. Fees could reduce earnings. APY is Annual Percentage Yield.

1 Dividends are paid on the entire daily balance whenever it is $2,500 or more.

2 Rewards are paid at one point for every $2.00 in signature-based debit card transactions. Points will be earned based on your qualifying net purchases (purchases minus returns and/or other related credits). You do not earn points for unauthorized or fraudulent charges or for fees of any kind on your card account.

3 Base rate is 0% APY. With e-statements and direct deposit earn 7.5% APY on balances up to $500 and .10% APY on balances over $500. Direct Deposit is defined as a minimum of $250 per month in ACH deposits, which may include payroll, pension or government benefit payments, such as Social Security. One account per member.

4 Account cannot be opened online must be opened within branch.

5 Personal accounts only. Minimum balance to open VIP Money Market is $2,400, Money Market Index Plus - $10,000. Financial institutions and public funds are ineligible. If balance falls below the minimum, the account will be assessed a monthly minimum balance fee and will earn reduced or no interest until minimum balance requirement is met. Fees could reduce actual earnings on the account.

6 Signature Money Market has the following balance tiers and corresponding rates: $2,500-$49,999.99 (0.10% APY); $50,000-$74,999.99 (0.35% APY); $75,000-$99,999.99 (0.40% APY); $100,000 and above(0.50% APY). Rates are variable. Some tiers may earn the same APY; APY is subject to change based on balance tier. Dividends calculated by applying the highest rate based on the balance tier to the entire account balance. Minimum balance to open the Signature Money Market is $2,500. If balance falls below the minimum, the account will be assessed a monthly minimum balance fee and will earn no interest until the minimum balance requirement is met. Financial institutions and public funds are ineligible.

7 Business accounts only. Signature Business Money Market has the following balance tiers and corresponding rates: $2,500-$9,999.99 (0.20% APY); $10,000-$24,999.99 (0.20% APY); $25,000-$49,999.99 (0.20% APY); $50,000-$99,999.99 (0.25% APY); $100,000 - $249,999 (0.30% APY); $250,000 - $10MM (0.50% APY). Rates are variable. Some tiers may earn the same APY; APY is subject to change based on balance tier. Dividends calculated by applying the highest rate based on the balance tier to the entire account balance. Minimum balance required to open the Signature Business Money Market is $2,500. If balance falls below the minimum, the account will be assessed a monthly minimum balance fee and will earn no interest until minimum balance requirement is met.

8 There is a penalty for early certificate withdrawal. Fees imposed on accounts will reduce actual earnings. Rates and terms are subject to change without notice. Early withdrawal penalty applies and may reduce principal. Financial institutions and public funds are ineligible. Minimum balance to obtain APY is $500.

Routing Number: 275079714
NCUA Equal Opportunity Housing
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