Refinance Today and Save Money
Are you tired of making high monthly mortgage payments? Are you looking for a way to free up some extra cash in your budget? If so, then you may be a good candidate for a mortgage refinance.
Refinancing your mortgage can help you lower your monthly payments, shorten your loan term, or get cash out. Not only can you save money on interest over the life of your loan, you can also take cash out to pay off higher interest debt.
We offer a variety of refinancing options to fit your individual needs. We can help you find the right refinance option for you and get you the best possible rate.
Learn more about how we can help you refinance your mortgage and save money.
Traditional Mortgage Refinance
Choose from one of the loan options below to refinance your home and lower your monthly payment.
Fixed Rate Mortgage Refinance
Get a stable monthly payment for a longer term by locking in a lower rate. This is a great option for homeowners planning to stay in their current home for a while.
We only listed some of our fixed rate refinance loan programs here. If you want to learn about all our no- or low-cost fixed rate refinance loan programs, don't hesitate to contact a Landmark Loan Officer. We'll help you find the right loan program for your needs.
Additional Terms Available
Apply for Fixed Rate-
Fixed Mortgage Loan Rates
30 Year Fixed - As Low As
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7.000%
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7.078%
APR
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Fixed Mortgage Loan Rates
15 Year Fixed - As Low As
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6.500%
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6.621%
APR
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Adjustable Rate Mortgage (ARM) Refinance
The initial rate is typically lower than a fixed rate loan. After that, your rate will go up or down based on the market.
Reach out to a Landmark Loan Officer today to see if an ARM refinance is right for you.
Additional Terms Available
Apply for ARM-
Adjustable Rate Mortgage (ARM) Rates
3 Year
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6.250%
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6.878%
APR
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Adjustable Rate Mortgage (ARM) Rates
5 Year ARM
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6.625%
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6.924%
APR
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Cash Out Adjustable Rate Mortgage Refinance
A Cash Out ARM refinance allows you to borrow more money than you owe on your current mortgage. Free up additional funds for bill consolidation, renovations or major expenses.
Contact a Landmark Loan Officer today to see if a Cash Out ARM Refinance is right for you.
Additional Terms Available
Apply Now-
Cash Out ARM Rates
As Low As
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6.951%
APR
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Mortgage Refi Express
Pay your mortgage off quickly. Get a low rate and save on closing costs with a Mortgage Refi Express.1 You can also choose your payment due date and make prepayments without a penalty.
Contact a Landmark Loan Officer to learn about our Mortgage Refi Express loan program.
Additional Terms Available
Apply for Refi Express-
Mortgage Refi Express Rates
8 Year1 - As Low As
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6.05%
APR
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Still not sure which refinancing option is best for you?
Use our mortgage refinance chart to compare the different refinancing options we offer. The chart includes information on loan-to-value (LTV), closing costs, and other factors to help you make the best decision for your financial situation
Fixed Rate Mortgage | Adjustable Rate Mortgage (ARM) | Cash Out Adjustable Rate Mortgage | Mortgage Refi Express |
A good choice when: You want the same payment every month to provide certainty in your budgeting | A good choice when: You’re planning to sell your house in less than 7 years and are comfortable with the payment changing after the initial locked in period | A good choice when: You want to borrow more money than you owe on your current mortgage | A good choice when: You want a low rate in a short amount of time without the traditional closing costs |
Year Terms2
| Type
| Type
| Year Terms1
|
Fixed or Adjustable Rate? Fixed | Fixed or Adjustable Rate? Adjustable | Fixed or Adjustable Rate? Adjustable | Fixed or Adjustable Rate? Fixed |
Maximum Loan Amount $766,550 | Maximum Loan Amount $250,000 | ||
Maximum Loan-to-Value 95% LTV | Maximum Loan-to-Value 95% LTV | Maximum Loan-to-Value 95% LTV | Maximum Loan-to-Value 80% LTV |
Application Fee Starting at $5503 | Application Fee Starting at $5503 | Application Fee Starting at $5503 | Application Fee $89 |
Traditional Closing Costs? Yes | Traditional Closing Costs? Yes | Traditional Closing Costs? Yes | Traditional Closing Costs? Yes |
Mortgage Refinance FAQs
Whether you're looking to reduce your monthly payments, shorten your loan term, or remove Private Mortgage Insurance (PMI), our Mortgage Refinance FAQs are here to guide you through the process.
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You may roll the closing costs on a refinance into the loan if you have enough equity in the property. Keep in mind that you incur finance charges on any closing costs rolled in to the loan.
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To refinance your home loan, you can apply online. If you have questions, you can contact a Mortgage Loan Officer or contact us.
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Based on a variety of considerations such as the history of your loan, the age of your loan, the value of your property, and loan-to-value (LTV), you may be able to request PMI cancellation.
To determine if you are eligible to cancel PMI on your home loan, please contact us. -
In order to refinance your mortgage, you will need to start by completing a mortgage application. Please contact a Mortgage Loan Officer or apply online.
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Due to the complexity and variety of mortgage products and each member's individual circumstances, we are unable to provide information online. Please contact us to discuss your particular situation.