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Need a checking and savings account for your teen?

Open Account Online

Youth Accounts

Empower your teen to make smart money moves!

Whether they need to deposit paychecks from their summer job or are trying to save up to buy their first car, we’ve got your teen covered with great checking and savings options.

Youth Account Requirements

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Age 14-17

Youth accounts are designed for teens between age 14 and 17.

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2 Forms of ID1

A student’s Wisconsin ID, Driver’s License, school ID or current pay stub are acceptable forms of identification.

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Joint Owner

A parent or legal guardian is required to be a co-owner until age 182.

Get started with a checking and savings account.

Cash or rewards? Your teen can pick their perks! Each Youth Checking Account comes with a VIP Savings Account3 as well.

  Premium Checking & VIP Savings
Have a job with direct deposit? Earn a little more with Premium Checking!
Rewards Checking & VIP Savings
Earn points with every purchase. Redeem them for rewards like gift cards and merchandise!
VIP Checking & VIP Savings
Keep it simple! An easy way for teens to access their money with a debit card.
Earn Dividends 7.50% APY4
On balances up to $500
  0.05% APY5
On balances $2,500 and above
Earn Rewards
with Landmark Rewards
  Earn 1 Point for Every $2
In signature-based debit card purchases6.
VIP Savings Account3
$0 Monthly Service Fee
$0 Minimum Balance
Free Visa® Debit Card
Minimum deposit to open accounts $407 $407 $407
Digital Banking & Mobile App
  Open Online

Or schedule a Branch Appointment
Open Online

Or schedule a Branch Appointment
Open Online

Or schedule a Branch Appointment

Just want to start with savings?

It’s time to move beyond the piggy bank and grow those savings! Open a VIP Savings Account3 with as little as $5. Must visit a Landmark branch to open account.

Visit A Branch
VIP Savings
Earn 0.05%APY3

Give them hands-on experience managing money.

Teens get to enjoy many of the features our adult members do. They can check their account balance, deposit checks and even manage their debit card on their phone. Plus, there are plenty of convenient in-network ATM options when they need cash.

  • Over 34,000 In-Network ATMs

    No guarantees they'll stop asking their parents for money, but they will have access to plenty of convenient ATMs nearby.

  • Mobile Deposit

    They can deposit checks on the go with our Mobile App.

  • Card Controls

    Whoops! Misplace the debit card? With our Card Controls app, they’ll have the power to lock and unlock their card.

APY is Annual Percentage Yield. Interest is paid in the form of dividends. Fees could reduce the earnings on the account. Cards are issued by Landmark Credit Union pursuant to a license from Visa® USA Inc.

1 If applying online you will be asked to provide ID after application process. A birth certificate or social security card will be accepted if the minor is not yet in school.

2 For the parent or guardian to be removed from account at age 18, both parties will need to visit their local branch and sign a joint owner release form. Co-owner is required for all online youth account applications.

3 Required for membership.

4 Premium Checking base rate is 0% APY. Premium Checking Accounts with e-statements (valid email address required) and direct deposit earn 7.50% APY on balances up to $500. APY may range from 7.50% - .05% on balances over $500. Direct deposit is defined as a minimum of $250 per month in ACH deposits, which may include payroll, pension or government benefit payments. One Premium Checking Account per member.

5 Dividends are paid on the entire daily balance whenever it is $2,500 or more.

6 Earn 1 point for every $2 in signature-based debit card purchases. Points will be earned based on your qualifying net purchases (purchases minus returns and/or other related credits). You do not earn points for unauthorized or fraudulent charges or for fees of any kind on your card account.

7 Includes the minimum $35 deposit for personal checking accounts. The minimum $5 deposit for a VIP Savings account.

Routing Number: 275079714
NMLS: 401043
NCUA Equal Opportunity Housing
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