skip to main content
 
individuals working out

Health Savings Account

Put money aside for your health.

A Health Savings Account (HSA) can help you stay on top of healthcare costs while providing tax-free savings.

Product Rate APY1
Health Savings Account 0.75% 0.75%

How it works:

  1. Pay lower premiums with a High Deductible Health Plan (HDHP)2
  2. Pay higher deductibles (when you have medical expenses)
  3. Make tax-deductible HSA contributions3
  4. Pay your medical expenses with tax-free HSA withdrawals

You can make tax-free withdrawals from your Health Savings Account to pay for qualifying medical expenses. This includes most medical, dental and vision expenses as permitted under federal tax law. Complete information on Health Savings Accounts can be found at the U.S. Department of Treasury HSA Resource Center.

We make it easy for individuals or businesses to establish an HSA plan.

Accounts can be opened at any branch location. Health Savings Accounts earn higher interest with no fees.

  • $0 monthly or annual service fees
  • $0 balance to maintain
  • Free checks
  • Free Visa® Debit Card
  • Free Online Banking
  • Free e-statements
  • Earn a higher rate on all balances

How much will I spend on HSA - eligible health care?

Plan ahead for future health expenses.

Online Banking

Keep track of your Landmark Health Savings Account with Online Banking.

1 APY is Annual Percentage Yield. Rates and APYs are variable and subject to change.

2 High Deductible Health Plan. For calendar year 2020, a “High Deductible Health Plan” is defined under § 223(c)(2)(A) as a health plan with an annual deductible that is not less than $1,400 for self-only coverage or $2,800 for family coverage, and the annual out-of-pocket expenses (deductibles, co-payments, and other amounts, but not premiums) not to exceed $6,900 for self-only coverage or $13,800 for family coverage.

3 HSA contribution limits for single coverage 2020: 3,550 and 2019: $3,500. Family coverage 2020: $7,100 and 2019: $7,000. Add $1,000 for age 55 or older. Consult a tax advisor regarding tax deductibility.

Routing Number: 275079714
NCUA Equal Opportunity Housing
back to top