Is Debt Consolidation the Right Move?
Keeping your personal budget and expenses top of mind is always important. While we always hope to see a low amount of debt, that's not always the case. Remember, creating a proper budget and savings plan can help reduce debt.
However, when you total your credit card and loan debts, you may realize that your finances are tighter than expected. It may even be difficult to move your funds around for things like vacation costs or emergency expenses. Make use of our debt consolidation calculator to help you find a better path to managing your finances.
Consider restructuring or consolidating your payment plans after calculating your debt. Often, consolidating your debts can save you a lot in the long run. Additionally, pooling your payments into one monthly payment can provide security and consistency.
Missing just one payment could have a negative impact on your credit score, so it's best to keep your payments consistent. Combining multiple monthly payments into one consistent payment can help set your mind at ease.
If you are looking for new budgeting tactics or ways to boost your credit score, check out one of our latest articles!
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BLOGS
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Landmark Welcomes Incoming President & CEO
Landmark Credit Union has appointed Timothy Mackay as its new President and CEO, effective October 13. With over 30 years of financial industry experience, Tims collaborative leadership and vision for growth will guide Landmark into the future. -
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