Business Certificate Accounts

Choose your term and earn our highest rates with a business certificate account. This is a great option if you have time to let your funds grow within an account without the need to access it frequently.
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How does a business certificate account work?

If you have money you won’t need to touch for a few years or even a few months, put it to work with a business certificate account!

  • $500 Minimum to Open

  • Flexible Terms

    Terms range from 3 months to 5 years to meet you needs

  • No Monthly Maintenance Fee

Certificate rate table

Maturity Date (Regular, Business or IRA)

Dividend Rate

APY1

Maturity Date (Regular, Business or IRA)

3 Months

Dividend Rate

0.50%

APY1

0.50%

Maturity Date (Regular, Business or IRA)

6 Months

Dividend Rate

1.00%

APY1

1.00%

Maturity Date (Regular, Business or IRA)

9 Months

Dividend Rate

1.49%

APY1

1.50%

Maturity Date (Regular, Business or IRA)

12 months

Dividend Rate

4.22%

APY1

4.30%

Maturity Date (Regular, Business or IRA)

18 months

Dividend Rate

3.69%

APY1

3.75%

Maturity Date (Regular, Business or IRA)

2 Years

Dividend Rate

3.69%

APY1

3.75%

Maturity Date (Regular, Business or IRA)

3 Years

Dividend Rate

3.83%

APY1

3.90%

Maturity Date (Regular, Business or IRA)

4 Years

Dividend Rate

3.83%

APY1

3.90%

Maturity Date (Regular, Business or IRA)

5 Years

Dividend Rate

3.83%

APY1

3.90%
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Insured by NCUA
[1]
APY is Annual Percentage Yield. Rates and terms subject to change without notice. Rates effective as of 12/12/2024. Personal accounts only. There is a penalty for early certificate withdrawal. Fees imposed on accounts will reduce actual earnings. Minimum balance to open certificate is $500. Financial institutions and public funds are ineligible.