Focused Real Estate Program

Need a loan on a multi-family or commercial owner-occupied property for $500K or less? Our Focused Real Estate Program is designed for individuals who are new to,1 or experienced in, multi-family investing, LLCs investing in multi-families and commercial owner-occupied2 real estate. 

Focused Real Estate Program Highlights

  • Streamlined App

  • Competitive Rates and Terms

  • Fast Closings

  • Low Fixed Closing Costs

  • 5 Year Fixed Rate

    Up to a 30-year amortization

  • 15 Year Fixed Rate

    Fully amortized
A large, three-unit residential property in the final stages of construction.

How to Qualify

  • Requires 20% down payment on property purchases 
  • Maximum loan to value of 75% for property refinances 
  • Loan closing costs based on loan amount and covers all costs associated with these loans (for example - appraisal evaluations, all title work, flood determination, loan origination fees, credit report,  etc.) 
  • $1,500 for loans up to $150,000 
  • $2,500 for loans from $150,001 up to $250,000 
  • $3,500 for loans from $250,001
  • Loan amounts from $50,000 to $500,000
  • Requires 2 years of existing business experience for commercial owner-occupied properties. No requirement for new real estate investors. 
  • Applicants must meet minimum underwriting qualifications 
  • The Focused Real Estate Program does not allow financing options for single family investment properties or mixed-use properties 
  • Please contact Patrick Martin for loan options over $500,000

Get a Head Start!

Expedite the application process by completing the following documents:

Ready to move forward?

Complete the Focused Real Estate interest form. 

Do not enter any sensitive personal information.
[1]
New to the real estate investment business. “New” is defined as a borrower with up to 23 rental units.
[2]
Commercial owner-occupied means that the building is occupied by the commercial business. Requires 2 years of existing business experience for Commercial Owner-Occupied properties. There is no time in business requirements for new real estate investors.