Credit Card Payoff Calculator

How long will it take to pay off your credit card balance? Get a handle on your credit card debt using this credit card payoff calculator.

Make a plan to pay off your credit card balance.

Is your credit card balance too high for comfort? You're not alone. It can be easy to rack up extra debt. Perhaps you relied on it during tough times or went over your budget with holiday shopping. 

Take a deep breath. We can help you figure out a game plan to pay it down. Enter your current balance, interest rate, annual fee and payoff goal into our credit card calculator. 

Calculate how long it will take to pay off your credit card balance with your current monthly payments. Explore how much faster you might be able to pay it down with higher monthly payments. Improve your credit score as you decrease your usage.

The Benefits of Lowering Your Credit Card Balance

Paying off credit card debt can boost your financial wellness in several ways:

  • Improve your credit score as you decrease your credit card utilization
  • Pay less interest on your balance
  • Enjoy less financial stress
  • Increase your chances of getting approved for a credit limit increase.

How can I pay my Landmark credit card?

Make a payment on your Landmark credit card using any of the following options:

  • Digital Banking
  • Mobile App
  • Phone
  • Branch
  • TYME® Advanced ATM
  •  Mail

Get Detailed Instructions