The grace period on credit card purchases will depend on the type of card you currently have. There is no grace period on cash advances or convenience checks. For information about your specific card, please call credit card customer service at 866-952-8199 or the phone number on the back of your card.

Your credit card could be declined for any of the following reasons:

• Your account is delinquent
• If you have exceeded your credit limit
• Security/fraud issues

For security or fraud issues, please contact our card services team or the number on the back of your credit card to discuss the specific reason why your card was declined. For all other reasons, contact us.