The term closing costs encompasses all the taxes and fees associated with finalizing a mortgage.

Yes, we offer a variety of Adjustable-Rate Mortgage (ARM) loans. Please contact a Mortgage Loan Officer or contact us for additional information.

Equity is the difference between an asset's current market value (the amount it could be sold for) and any debt or claim against it. For example, if you own a home currently valued at $300,000 but still owe $200,000 on your mortgage, your equity in the home is $100,000.

If you have made your regular monthly payment, you may make a separate payment to principal only within the same billing cycle. Alternatively, you can add the additional amount that you'd like applied towards principal to your regular mortgage payment and indicate how the additional amount should be applied.

Please indicate your request in the memo portion of your check or notify the teller handling your transaction in the branch, or choose the principal only option through Digital Banking.

Yes, we do offer Construction Loans. For more information, contact a Mortgage Loan Officer.