Results for "mortgage"

  • FAQ

    Can I access my 1098 interest mortgage statement online?

    You can access your 1098 tax form within Digital Banking or the mobile app.

    Find your tax documents in Digital Banking. Here are the steps:
    • Hover over “Accounts” in the top navigation
    • Click on “Statements and Documents”
    • Click on the “Tax Forms” tab.
  • FAQ

    How are my mortgage taxes paid?

    If you chose to escrow for taxes with Landmark, we obtain your real estate tax amount and pay the taxes directly to the municipality as they become due. Tax payments will be noted on your billing statement.
  • FAQ

    How do I refinance my home loan?

    In order to refinance your mortgage, you will need to start by completing a mortgage application. Please contact a Mortgage Loan Officer or apply online.
  • FAQ

    Are there closing costs associated with a home equity or second mortgage?

    A fee of $85 to $355 is required. All fees collected are refunded at closing for closed, less than or equal to 80% LTV, owner-occupied primary residence Home Equity or Line of Credit with a balance/limit of $10,000 to $200,000 when the home is not listed for sale.
  • FAQ

    How do I get pre-approved for a mortgage?

    Getting pre-approved for a mortgage is the first step in the home buying process. It shows sellers that you are serious about buying a home and will give you an idea of how much you can afford to borrow.

    Here are the steps on how to get pre-approved for a mortgage:
    • Be prepared to answer questions. Your Loan Officer will ask you about your financial situation and your goals for the loan. Be prepared to answer questions about your employment history, income, debts and assets. Having income and asset documentation available to you when you fill out the application will help you answer these questions.
    • Ask questions. Don't be afraid to ask your loan officer questions about the home buying process or the different types of loans available.
    Once you have gathered your financial information, you can start the pre-approval process by either contacting a Mortgage Loan Officer or applying online