Getting pre-approved for a mortgage is the first step in the home buying process. It shows sellers that you are serious about buying a home and will give you an idea of how much you can afford to borrow.

Here are the steps on how to get pre-approved for a mortgage:

• Be prepared to answer questions. Your Loan Officer will ask you about your financial situation and your goals for the loan. Be prepared to answer questions about your employment history, income, debts and assets. Having income and asset documentation available to you when you fill out the application will help you answer these questions.
• Ask questions. Don't be afraid to ask your loan officer questions about the home buying process or the different types of loans available.

Once you have gathered your financial information, you can start the pre-approval process by either contacting a Mortgage Loan Officer or applying online.