If you have made your regular monthly payment, you may make a separate payment to principal only within the same billing cycle. Alternatively, you can add the additional amount that you'd like applied towards principal to your regular mortgage payment and indicate how the additional amount should be applied.

Please indicate your request in the memo portion of your check or notify the teller handling your transaction in the branch, or choose the principal only option through Digital Banking.

With our improved fraud detection from Landmark and Visa^®, you no longer have to call when you're traveling within the United States. It is still recommended that you notify us when you're traveling internationally. Note that, wherever you're traveling, we'll continue to monitor your account for suspicious activity, and get in touch with you immediately to verify transactions. To ensure that your transactions are completed securely, use your Landmark chip cards for all transactions. Cards with chip technology provide better security and faster transaction completion so you can confidentially use your card in your travels.

Getting pre-approved for a mortgage is the first step in the home buying process. It shows sellers that you are serious about buying a home and will give you an idea of how much you can afford to borrow.

Here are the steps on how to get pre-approved for a mortgage:

• Be prepared to answer questions. Your Loan Officer will ask you about your financial situation and your goals for the loan. Be prepared to answer questions about your employment history, income, debts and assets. Having income and asset documentation available to you when you fill out the application will help you answer these questions.
• Ask questions. Don't be afraid to ask your loan officer questions about the home buying process or the different types of loans available.

Once you have gathered your financial information, you can start the pre-approval process by either contacting a Mortgage Loan Officer or applying online. 

Signing up for Bill Pay is easy!

Option 1: Through Digital Banking

• Log into Digital Banking.
• Locate "Transfer & Pay in the top navigation.
• Select "Bill Pay."
• Review the Electronic Bill Pay Authorization.
• Select "I Agree"
• Select "Continue."
• Select "Add Payee."

Option 2: Through the Mobile App

• Log into the Landmark app on your phone.
• Tap "Move Money" in the bottom navigation.
• Tap "Bill Pay."
• Review and agree to the Electronic Bill Pay Authorization.
• Tap "Continue."
• Tap "Add a Payee."

You can now setup monthly recurring or single payments to pay a business or individual and the funds will be deducted directly from your checking account.

If you haven't downloaded the app, enroll in Digital Banking today!