Credit Card Balance Transfer Calculator

Trying to pay down your credit debt? See how much a balance transfer could save you. Explore how much less you could pay in interest.

Should you transfer your credit card balance?

Enter information about your current credit cards, such as your current balance and interest rate. Calculate how much you could save on interest by opening a balance transfer credit card.1

What are the benefits of a balance transfer?

The potential benefits include: 

  • Pay Off Sooner

    You may be able to pay off your balance quicker with a lower interest rate.
  • Intro Offers

    You may be able to take advantage of our low introductory rate offer.
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  • Debt Consolidation

    If you have several high-rate credit cards, you might be able to transfer the balances to one lower rate credit card.

A balance transfer is a transaction that moves credit card debt to a new card. Usually people transfer debt from higher rate credit cards to a lower rate credit card.

We offer several options:

We have several options to help you earn more or simply build your credit:


Compare All Credit Card Options