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Get your Home Equity Line of Credit today.

Apply Now

Why a HELOC?

Go ahead, renovate that kitchen. Add a second bathroom. Turn your extra garage space into a home office. Whatever you’re looking to do, one of the best ways to put money into your home is to use the money you get out of it. With a Home Equity Line of Credit (HELOC), you can borrow against your home’s value to fund any number of improvement projects — and at a low interest rate.

Introductory Rate
1.99%APR1
Locked for 12 months
Regular Rate
4.25%APR2
Rate is Variable

Frequently Asked Questions

What documents are needed to apply?
  • Personal information (such as current address, social security numbers, dates of birth for all borrowers, etc.)
  • Employment history and income information
  • Property tax bill, mortgage statements, and homeowner’s insurance declaration
How long does it take to close?

Typically, a Landmark Home Equity Line of Credit will close within 12–15 business days of submitting your application.

What are the benefits of a HELOC?

A Home Equity Line of Credit allows you the ability to draw money whenever you need, for a period of time. You only pay interest on the amount you borrow. You may borrow money, then pay off the money you borrowed and then borrow again against the line of credit. You can access your Landmark Home Equity Line of Credit in the following ways:

  • By check - Landmark provides free Home Equity checks to members
  • Through Online Banking transfer
  • By phone at (262) 796-4500
  • Stop in at any of our branch locations
How much can I borrow?

Generally a Home Equity Line of Credit can be taken out for as much as 80% of your home’s value, minus the remaining balance on your mortgage plus any existing home equity loans or lines of credit.

For example, if your home is worth $120,000 and you owe $27,000 on your mortgage and also already have an existing home equity loan for $16,000, then you could qualify for $53,000.

$120,000 x 0.8 - ($27,000 + $16,000) = $53,000*

* Please note this is only an estimate. If you need more than 80% loan-to-value, we may still be able to help. Please contact us to discuss your particular situation.

Get your Home Equity Line of Credit today.

Apply Now

Why Landmark Credit Union?

At Landmark Credit Union, we live by the words “You’re worth more here.” That’s because we know that you, your family — your whole life and all the things in it — all of it has value that can’t be boiled down to simple dollars and cents. But we also know that working with the right financial institution can make the rest of it so much easier.

That’s why we offer lots of straightforward options to help with your everyday financial needs. As a not-for-profit, we return profits to our members in the form of better rates and lower fees. That way you can save more money for those things that really matter.

Locations

Bay View 2797 S. Kinnickinnic Ave
Milwaukee, WI 53207
Phone: 262-796-4500
Toll Free: 800-871-2110
DaysLobby HoursDrive-Up Hours
  1. Monday
    9:00am - 5:00pm
    N/A
  2. Tuesday
    9:00am - 5:00pm
    N/A
  3. Wednesday
    9:00am - 5:00pm
    N/A
  4. Thursday
    9:00am - 5:00pm
    N/A
  5. Friday
    9:00am - 6:00pm
    N/A
  6. Saturday
    9:00am - 1:00pm
    N/A
  7. Sunday
    Closed
    N/A
Beaver Dam 106 E. Main St
Beaver Dam, WI 53916
Phone: 920-887-7783
Toll Free: 800-871-2110
DaysLobby HoursDrive-Up Hours
  1. Monday
    9:00am - 5:00pm
    8:30am - 5:30pm
  2. Tuesday
    9:00am - 5:00pm
    8:30am - 5:30pm
  3. Wednesday
    9:00am - 5:00pm
    8:30am - 5:30pm
  4. Thursday
    9:00am - 5:00pm
    8:30am - 5:30pm
  5. Friday
    9:00am - 5:30pm
    8:00am - 6:00pm
  6. Saturday
    8:30am - 12:00pm
    8:30am - 12:00pm
  7. Sunday
    Closed
    Closed
Brookfield East 13600 W. Greenfield Avenue
Brookfield, WI 53005
Phone: 262-796-4500
Toll Free: 800-871-2110
DaysLobby HoursDrive-Up Hours
  1. Monday
    9:00am - 5:00pm
    8:30am - 5:30pm
  2. Tuesday
    9:00am - 5:00pm
    8:30am - 5:30pm
  3. Wednesday
    9:00am - 5:00pm
    8:30am - 5:30pm
  4. Thursday
    9:00am - 5:00pm
    8:30am - 5:30pm
  5. Friday
    9:00am - 6:00pm
    8:30am - 6:00pm
  6. Saturday
    9:00am - 12:00pm
    8:30am - 12:30pm
  7. Sunday
    Closed
    Closed
Brookfield West 19600 W. Bluemound Rd
Brookfield, WI 53045
Phone: 262-796-4500
Toll Free: 800-871-2110
DaysLobby HoursDrive-Up Hours
  1. Monday
    9:00am - 5:00pm
    8:30am - 5:30pm
  2. Tuesday
    9:00am - 5:00pm
    8:30am - 5:30pm
  3. Wednesday
    9:00am - 5:00pm
    8:30am - 5:30pm
  4. Thursday
    9:00am - 5:00pm
    8:30am - 5:30pm
  5. Friday
    9:00am - 6:00pm
    8:30am - 6:00pm
  6. Saturday
    9:00am - 1:00pm
    9:00am - 1:00pm
  7. Sunday
    Closed
    Closed
Burlington 973 Milwaukee Avenue
Burlington, WI 53105
Phone: 262-796-4500
Toll Free: 800-871-2110
DaysLobby HoursDrive-Up Hours
  1. Monday
    9:00am - 5:00pm
    8:30am - 5:30pm
  2. Tuesday
    9:00am - 5:00pm
    8:30am - 5:30pm
  3. Wednesday
    9:00am - 5:00pm
    8:30am - 5:30pm
  4. Thursday
    9:00am - 5:00pm
    8:30am - 5:30pm
  5. Friday
    9:00am - 6:00pm
    8:30am - 6:00pm
  6. Saturday
    8:30am - 12:30pm
    8:30am - 12:30pm
  7. Sunday
    Closed
    Closed
Cudahy 4801 S. Packard Avenue
Cudahy, WI 53110
Phone: 262-796-4500
Toll Free: 800-871-2110
DaysLobby HoursDrive-Up Hours
  1. Monday
    9:00am - 5:00pm
    8:30am - 5:30pm
  2. Tuesday
    9:00am - 5:00pm
    8:30am - 5:30pm
  3. Wednesday
    9:00am - 5:00pm
    8:30am - 5:30pm
  4. Thursday
    9:00am - 5:00pm
    8:30am - 5:30pm
  5. Friday
    9:00am - 5:30pm
    8:30am - 5:30pm
  6. Saturday
    9:00am - 1:00pm
    9:00am - 1:00pm
  7. Sunday
    Closed
    Closed
Fall River 140 McCrae Road
Fall River, WI 53932
Phone: 920-887-7783
Toll Free: 800-871-2110
DaysLobby HoursDrive-Up Hours
  1. Monday
    9:00am - 5:00pm
    9:00am - 5:00pm
  2. Tuesday
    9:00am - 5:00pm
    9:00am - 5:00pm
  3. Wednesday
    9:00am - 5:00pm
    9:00am - 5:00pm
  4. Thursday
    9:00am - 5:00pm
    9:00am - 5:00pm
  5. Friday
    9:00am - 5:00pm
    9:00am - 5:00pm
  6. Saturday
    Closed
    9:00am - 12:00pm
  7. Sunday
    Closed
    Closed
Franklin 7745 W. Rawson Ave
Franklin, WI 53132
Phone: 262-796-4500
Toll Free: 800-871-2110
DaysLobby HoursDrive-Up Hours
  1. Monday
    9:00am - 5:00pm
    8:30am - 5:30pm
  2. Tuesday
    9:00am - 5:00pm
    8:30am - 5:30pm
  3. Wednesday
    9:00am - 5:00pm
    8:30am - 5:30pm
  4. Thursday
    9:00am - 5:00pm
    8:30am - 5:30pm
  5. Friday
    9:00am - 6:00pm
    8:30am - 6:00pm
  6. Saturday
    9:00am - 1:00pm
    9:00am - 1:00pm
  7. Sunday
    Closed
    Closed
Germantown N96W17480 County Line Road
Germantown, WI 53022
Phone: 262-796-4500
Toll Free: 800-871-2110
DaysLobby HoursDrive-Up Hours
  1. Monday
    9:00am - 5:00pm
    8:30am - 5:30pm
  2. Tuesday
    9:00am - 5:00pm
    8:30am - 5:30pm
  3. Wednesday
    9:00am - 5:00pm
    8:30am - 5:30pm
  4. Thursday
    9:00am - 7:00pm
    8:30am - 7:00pm
  5. Friday
    9:00am - 7:00pm
    8:30am - 7:00pm
  6. Saturday
    9:00am - 1:00pm
    9:00am - 1:00pm
  7. Sunday
    Closed
    Closed
Grafton 2190 Wisconsin Avenue
Grafton, WI 53024
Phone: 262-796-4500
Toll Free: 800-871-2110
DaysLobby HoursDrive-Up Hours
  1. Monday
    9:00am - 5:00pm
    8:00am - 5:00pm
  2. Tuesday
    9:00am - 5:00pm
    8:00am - 5:00pm
  3. Wednesday
    9:00am - 5:00pm
    8:00am - 5:00pm
  4. Thursday
    9:00am - 5:00pm
    8:00am - 6:00pm
  5. Friday
    9:00am - 6:00pm
    8:00am - 6:00pm
  6. Saturday
    9:00am - 12:00pm
    8:00am - 12:00pm
  7. Sunday
    Closed
    Closed
Hartford 1400 Schauer Drive
Hartford, WI 53027
Phone: 262-796-4500
Toll Free: 800-871-2110
DaysLobby HoursDrive-Up Hours
  1. Monday
    9:00am - 5:00pm
    8:00am - 6:00pm
  2. Tuesday
    9:00am - 5:00pm
    8:00am - 6:00pm
  3. Wednesday
    9:00am - 5:00pm
    8:00am - 6:00pm
  4. Thursday
    9:00am - 5:00pm
    8:00am - 6:00pm
  5. Friday
    9:00am - 6:00pm
    8:00am - 6:00pm
  6. Saturday
    8:30am - 12:30pm
    8:30am - 12:30pm
  7. Sunday
    Closed
    Closed
Hartland 801 Cardinal Lane
Hartland, WI 53029
Phone: 262-796-4500
Toll Free: 800-871-2110
DaysLobby HoursDrive-Up Hours
  1. Monday
    9:00am - 5:00pm
    8:30am - 5:30pm
  2. Tuesday
    9:00am - 5:00pm
    8:30am - 5:30pm
  3. Wednesday
    9:00am - 5:00pm
    8:30am - 5:30pm
  4. Thursday
    9:00am - 6:00pm
    8:30am - 6:00pm
  5. Friday
    9:00am - 7:00pm
    8:30am - 7:00pm
  6. Saturday
    9:00am - 1:00pm
    9:00am - 1:00pm
  7. Sunday
    Closed
    Closed
Hubertus 3098 Reflections Drive
Hubertus, WI 53033
Phone: 262-796-4500
Toll Free: 800-871-2110
DaysLobby HoursDrive-Up Hours
  1. Monday
    9:00am - 5:00pm
    8:30am - 5:00pm
  2. Tuesday
    9:00am - 5:00pm
    8:30am - 5:00pm
  3. Wednesday
    9:00am - 5:00pm
    8:30am - 5:00pm
  4. Thursday
    9:00am - 5:00pm
    8:30am - 5:00pm
  5. Friday
    9:00am - 6:00pm
    8:30am - 6:00pm
  6. Saturday
    8:30am - 11:30am
    8:30am - 11:30am
  7. Sunday
    Closed
    Closed
Juneau 146 South Main Street
Juneau, WI 53039
Phone: 262-796-4500
Toll Free: 800-871-2110
DaysLobby HoursDrive-Up Hours
  1. Monday
    9:00am - 5:00pm
    8:30am - 5:00pm
  2. Tuesday
    9:00am - 5:00pm
    8:30am - 5:00pm
  3. Wednesday
    9:00am - 5:00pm
    8:30am - 5:00pm
  4. Thursday
    9:00am - 5:00pm
    8:30am - 5:00pm
  5. Friday
    9:00am - 6:00pm
    8:30am - 6:00pm
  6. Saturday
    9:00am - 12:00pm
    9:00am - 12:00pm
  7. Sunday
    Closed
    Closed
Madison 1101 Spring Street
Madison, WI 53715
Phone: 608-251-0621
Toll Free: 800-871-2110
DaysLobby HoursDrive-Up Hours
  1. Monday
    7:30am - 4:30pm
    N/A
  2. Tuesday
    7:30am - 4:30pm
    N/A
  3. Wednesday
    7:30am - 4:30pm
    N/A
  4. Thursday
    7:30am - 4:30pm
    N/A
  5. Friday
    7:30am - 4:30pm
    N/A
  6. Saturday
    Closed
    N/A
  7. Sunday
    Closed
    N/A
Mayville 1400 Horicon St
Mayville, WI 53050
Phone: 920-887-7783
Toll Free: 800-871-2110
DaysLobby HoursDrive-Up Hours
  1. Monday
    9:00am - 5:00pm
    9:00am - 5:00pm
  2. Tuesday
    9:00am - 5:00pm
    9:00am - 5:00pm
  3. Wednesday
    9:00am - 5:00pm
    9:00am - 5:00pm
  4. Thursday
    9:00am - 5:00pm
    9:00am - 5:00pm
  5. Friday
    9:00am - 5:00pm
    9:00am - 5:00pm
  6. Saturday
    9:00am - 12:00pm
    9:00am - 12:00pm
  7. Sunday
    Closed
    Closed
Milwaukee South 4000 S. 27th Street
Milwaukee, WI 53221
Phone: 262-796-4500
Toll Free: 800-871-2110
DaysLobby HoursDrive-Up Hours
  1. Monday
    9:00am - 5:00pm
    8:30am - 5:30pm
  2. Tuesday
    9:00am - 5:00pm
    8:30am - 5:30pm
  3. Wednesday
    9:00am - 5:00pm
    8:30am - 5:30pm
  4. Thursday
    9:00am - 6:00pm
    8:30am - 6:00pm
  5. Friday
    9:00am - 7:00pm
    8:30am - 7:00pm
  6. Saturday
    9:00am - 1:00pm
    9:00am - 1:00pm
  7. Sunday
    Closed
    Closed
Muskego S74W17042 Janesville Road
Muskego, WI 53150
Phone: 262-796-4500
Toll Free: 800-871-2110
DaysLobby HoursDrive-Up Hours
  1. Monday
    9:00am - 5:00pm
    8:30am - 5:30pm
  2. Tuesday
    9:00am - 5:00pm
    8:30am - 5:30pm
  3. Wednesday
    9:00am - 5:00pm
    8:30am - 5:30pm
  4. Thursday
    9:00am - 5:00pm
    8:30am - 5:30pm
  5. Friday
    9:00am - 6:00pm
    8:30am - 6:00pm
  6. Saturday
    9:00am - 1:00pm
    9:00am - 1:00pm
  7. Sunday
    Closed
    Closed
New Berlin 2775 S. Moorland Road
New Berlin, WI 53151
Phone: 262-796-4500
Toll Free: 800-871-2110
DaysLobby HoursDrive-Up Hours
  1. Monday
    9:00am - 5:00pm
    8:30am - 5:30pm
  2. Tuesday
    9:00am - 5:00pm
    8:30am - 5:30pm
  3. Wednesday
    9:00am - 5:00pm
    8:30am - 5:30pm
  4. Thursday
    9:00am - 7:00pm
    8:30am - 7:00pm
  5. Friday
    9:00am - 7:00pm
    8:30am - 7:00pm
  6. Saturday
    8:30am - 12:30pm
    8:30am - 12:30pm
  7. Sunday
    Closed
    Closed
Oak Creek 8129 S. Howell Avenue
Oak Creek, WI 53154
Phone: 262-796-4500
Toll Free: 800-871-2110
DaysLobby HoursDrive-Up Hours
  1. Monday
    9:00am - 5:00pm
    8:30am - 5:30pm
  2. Tuesday
    9:00am - 5:00pm
    8:30am - 5:30pm
  3. Wednesday
    9:00am - 5:00pm
    8:30am - 5:30pm
  4. Thursday
    9:00am - 6:00pm
    8:30am - 6:00pm
  5. Friday
    9:00am - 6:00pm
    8:30am - 6:00pm
  6. Saturday
    9:00am - 1:00pm
    9:00am - 1:00pm
  7. Sunday
    Closed
    Closed
Oconomowoc 955 Lexington Drive
Oconomowoc, WI 53066
Phone: 262-796-4500
Toll Free: 800-871-2110
DaysLobby HoursDrive-Up Hours
  1. Monday
    9:00am - 5:00pm
    8:30am - 5:30pm
  2. Tuesday
    9:00am - 5:00pm
    8:30am - 5:30pm
  3. Wednesday
    9:00am - 5:00pm
    8:30am - 5:30pm
  4. Thursday
    9:00am - 6:00pm
    8:30am - 6:00pm
  5. Friday
    9:00am - 7:00pm
    8:30am - 7:00pm
  6. Saturday
    8:30am - 12:30pm
    8:30am - 12:30pm
  7. Sunday
    Closed
    Closed
Racine Grove Ave 1931 Grove Avenue
Racine, WI 53405
Phone: 262-796-4500
Toll Free: 800-871-2110
DaysLobby HoursDrive-Up Hours
  1. Monday
    9:00am - 5:00pm
    8:00am - 5:30pm
  2. Tuesday
    9:00am - 5:00pm
    8:00am - 5:30pm
  3. Wednesday
    9:00am - 5:00pm
    8:00am - 5:30pm
  4. Thursday
    9:00am - 5:00pm
    8:00am - 5:30pm
  5. Friday
    9:00am - 6:00pm
    8:00am - 6:00pm
  6. Saturday
    8:30am - 12:00pm
    8:00am - 12:00pm
  7. Sunday
    Closed
    Closed
Racine Rapids 3413 Rapids Drive
Racine, WI 53404
Phone: 262-796-4500
Toll Free: 800-871-2110
DaysLobby HoursDrive-Up Hours
  1. Monday
    9:00am - 5:00pm
    8:30am - 5:30pm
  2. Tuesday
    9:00am - 5:00pm
    8:30am - 5:30pm
  3. Wednesday
    9:00am - 5:00pm
    8:30am - 5:30pm
  4. Thursday
    9:00am - 5:00pm
    8:30am - 5:30pm
  5. Friday
    9:00am - 6:00pm
    8:30am - 6:00pm
  6. Saturday
    9:00am - 12:00pm
    8:30am - 12:00pm
  7. Sunday
    Closed
    Closed
Racine Washington 6219 Washington Avenue
Racine, WI 53406
Phone: 262-796-4500
Toll Free: 800-871-2110
DaysLobby HoursDrive-Up Hours
  1. Monday
    9:00am - 5:00pm
    8:00am - 5:30pm
  2. Tuesday
    9:00am - 5:00pm
    8:00am - 5:30pm
  3. Wednesday
    9:00am - 5:00pm
    8:00am - 5:30pm
  4. Thursday
    9:00am - 5:00pm
    8:00am - 5:30pm
  5. Friday
    9:00am - 6:00pm
    7:30am - 6:00pm
  6. Saturday
    9:00am - 12:00pm
    8:00am - 1:00pm
  7. Sunday
    Closed
    Closed
Sussex N64 W22694 Main Street
Sussex, WI 53089
Phone: 262-796-4500
Toll Free: 800-871-2110
DaysLobby HoursDrive-Up Hours
  1. Monday
    9:00am - 5:00pm
    8:30am - 5:30pm
  2. Tuesday
    9:00am - 5:00pm
    8:30am - 5:30pm
  3. Wednesday
    9:00am - 5:00pm
    8:30am - 5:30pm
  4. Thursday
    9:00am - 6:00pm
    8:30am - 6:00pm
  5. Friday
    9:00am - 6:00pm
    8:30am - 7:00pm
  6. Saturday
    9:00am - 1:00pm
    9:00am - 1:00pm
  7. Sunday
    Closed
    Closed
Watertown 1901 Market Way
Watertown, WI 53094
Phone: 262-796-4500
Toll Free: 800-871-2110
DaysLobby HoursDrive-Up Hours
  1. Monday
    9:00am - 7:00pm
    N/A
  2. Tuesday
    9:00am - 7:00pm
    N/A
  3. Wednesday
    9:00am - 7:00pm
    N/A
  4. Thursday
    9:00am - 7:00pm
    N/A
  5. Friday
    9:00am - 7:00pm
    N/A
  6. Saturday
    9:00am - 3:00pm
    N/A
  7. Sunday
    9:00am - 2:00pm
    N/A
Waukesha 2400 N. Grandview Blvd.
Waukesha, WI 53188
Phone: 262-796-4500
Toll Free: 800-871-2110
DaysLobby HoursDrive-Up Hours
  1. Monday
    9:00am - 5:00pm
    8:30am - 5:30pm
  2. Tuesday
    9:00am - 5:00pm
    8:30am - 5:30pm
  3. Wednesday
    9:00am - 5:00pm
    8:30am - 5:30pm
  4. Thursday
    9:00am - 7:00pm
    8:30am - 7:00pm
  5. Friday
    9:00am - 7:00pm
    8:00am - 7:00pm
  6. Saturday
    8:30am - 12:30pm
    8:30am - 12:30pm
  7. Sunday
    Closed
    Closed
Wauwatosa 3600 N. 124th Street
Wauwatosa, WI 53222
Phone: 262-796-4500
Toll Free: 800-871-2110
DaysLobby HoursDrive-Up Hours
  1. Monday
    9:00am - 5:00pm
    8:00am - 5:30pm
  2. Tuesday
    9:00am - 5:00pm
    8:00am - 5:30pm
  3. Wednesday
    9:00am - 5:00pm
    8:00am - 5:30pm
  4. Thursday
    9:00am - 6:00pm
    7:00am - 6:00pm
  5. Friday
    9:00am - 7:00pm
    7:00am - 7:00pm
  6. Saturday
    9:00am - 1:00pm
    9:00am - 1:00pm
  7. Sunday
    Closed
    Closed
West Allis 9515 W. National Avenue
West Allis, WI 53227
Phone: 262-796-4500
Toll Free: 800-871-2110
DaysLobby HoursDrive-Up Hours
  1. Monday
    9:00am - 5:00pm
    8:30am - 5:30pm
  2. Tuesday
    9:00am - 5:00pm
    8:30am - 5:30pm
  3. Wednesday
    9:00am - 5:00pm
    8:30am - 5:30pm
  4. Thursday
    9:00am - 7:00pm
    8:30am - 7:00pm
  5. Friday
    9:00am - 7:00pm
    8:30am - 7:00pm
  6. Saturday
    8:30am - 12:30pm
    8:30am - 12:30pm
  7. Sunday
    Closed
    Closed
West Bend Main 1526 S. Main Street
West Bend, WI 53095
Phone: 262-796-4500
Toll Free: 800-871-2110
DaysLobby HoursDrive-Up Hours
  1. Monday
    9:00am - 5:00pm
    8:30am - 5:30pm
  2. Tuesday
    9:00am - 5:00pm
    8:30am - 5:30pm
  3. Wednesday
    9:00am - 5:00pm
    8:30am - 5:30pm
  4. Thursday
    9:00am - 5:00pm
    8:30am - 5:30pm
  5. Friday
    9:00am - 6:00pm
    8:30am - 6:00pm
  6. Saturday
    9:00am - 1:00pm
    9:00am - 1:00pm
  7. Sunday
    Closed
    Closed
West Bend Washington 2518 W. Washington Street
West Bend, WI 53095
Phone: 262-796-4500
Toll Free: 800-871-2110
DaysLobby HoursDrive-Up Hours
  1. Monday
    9:00am - 7:00pm
    N/A
  2. Tuesday
    9:00am - 7:00pm
    N/A
  3. Wednesday
    9:00am - 7:00pm
    N/A
  4. Thursday
    9:00am - 7:00pm
    N/A
  5. Friday
    9:00am - 7:00pm
    N/A
  6. Saturday
    9:00am - 3:00pm
    N/A
  7. Sunday
    9:00am - 2:00pm
    N/A
West Milwaukee 4501 W. National Avenue
West Milwaukee, WI 53214
Phone: 262-796-4500
Toll Free: 800-871-2110
DaysLobby HoursDrive-Up Hours
  1. Monday
    9:00am - 5:00pm
    8:30am - 5:30pm
  2. Tuesday
    9:00am - 5:00pm
    8:30am - 5:30pm
  3. Wednesday
    9:00am - 5:00pm
    8:30am - 5:30pm
  4. Thursday
    9:00am - 7:00pm
    8:30am - 7:00pm
  5. Friday
    9:00am - 7:00pm
    8:30am - 7:00pm
  6. Saturday
    9:00am - 1:00pm
    9:00am - 1:00pm
  7. Sunday
    Closed
    Closed

Consult a tax adviser regarding tax deductibility of interest and fees.

1 1.99% APR available on loans for owner-occupied primary residences with loans up to 80% Loan-to-Value (LTV) and credit scores of 680 or higher. Rate is locked for 12 months, then set at Prime (recently 4.75%) minus 0.50 percentage points, or 3.99% APR, whichever is higher. Rate is variable. Rate is subject to change after 12 months from closing date, and thereafter on the first business day following any change in the Prime Rate as published in the Wall Street Journal. Interest only payments are available for the first 10 years from the date the HELOC was opened followed by a 15-year repayment; outstanding balance will then amortize based on the variable rate to be repaid in monthly payments over 180 months. Maximum rate 20%. Minimum credit line is $5,000. Other restrictions apply.

2Rates and terms subject to change. No closing costs if loan is closed and: (i) Loan-to-Value (LTV) ratio is less than or equal to 90%; (ii) balance/limit is $10,000 - $250,000; (iii) home is a single family residence and owner occupied; and (iv) home is not listed for sale. Fees up to $655 may be required if these terms are not met. Additional programs may be available. Homeowner’s insurance required. Early termination fee applies. Landmark HELOCs may be modified for a $350 fee.

Interest-only payments are available for the first 10 years from the date the HELOC was opened followed by a 15-year repayment; outstanding balance will then amortize based on the variable rate to be repaid in monthly payments over 180 months. Maximum rate 20%. Minimum credit line is $5,000. Other restrictions apply.

Routing Number: 275079714
NCUA Equal Opportunity Housing
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