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20 vs 30 year mortgage

Which mortgage term is best for you?

With a 20-year mortgage, you’ll pay significantly less interest but have a higher monthly payment. With a 30-year mortgage, you’ll pay more interest, but the monthly payments might be easier to manage. Use this calculator to compare the two options and determine which will work best for you.

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Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Routing Number: 275079714
NMLS: 401043
NCUA Equal Opportunity Housing
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