Checking & Money Market Accounts
| Account Research (per hour - 1 hour minimum) |
$30.00 |
| Account reconciliation (per hour - 1 hour minimum) |
$30.00 |
| Copy of check/draft |
$5.00 |
| Maintenance Service |
$10.001 |
| Overdraft protection transfer |
$5.002 |
| Returned check, paid overdraft, premium overdraft (per item) |
$30.002 |
| Stop Payment (per item or range of items) |
$28.00 |
ATM and Card Fees
| ATM Empty Envelope |
$50.00 |
| ATM/Debit Replacement Card |
$6.00 |
| International ATM/Debit is 1% of transaction amount plus a currency conversion fee |
Other Fees
| Account closing fee (closed within 90 days) |
$20.00 |
| Copy of statement |
$6.00 |
| Cashier's check (1 free per day - after) |
$3.00 |
| Cashier's check, voided |
$11.00 |
| Deposited item returned |
$30.00 |
| Deposited foreign item returned |
$50.00 |
| Dormant account (after one year, annually) |
$60.00 |
| Foreign Check - Canadian |
$25.00 |
| Foreign check - all others |
$40.00 |
| Garnishment and levies |
$35.00 |
| History print out |
$5.00 |
| Inactive account (after one year, monthly) |
$5.00 |
| Money Order |
$4.00 |
| Pay by phone payments |
$10.00 |
| Returned statement (incorrect address) |
$5.00 |
| Safe deposit box, size and market |
varies |
| Safe deposit box drilling fee: Market, minimum |
$150.00 |
| Safe deposit box key replacement |
$21.00 |
| Safe deposit box late fee |
$16.00 |
| Visa® Gift Cards |
$3.00 |
| Visa® TravelMoney Cards |
$5.00 |
| Wire Transfer - Incoming Domestic/Foreign |
$10.00 |
| Wire Transfer - Outgoing Domestic |
$20.00 |
| Wire Transfer - Outgoing Foreign |
$75.00 |
| Wire Transfer - Trace |
$35.00 |
| Check Printing |
varies |
Additional Business Fees
| Uncollected funds usage |
Prime+2% |
| Cash Advance fee for Non-LCU Debit & Credit Card advances (1% of cash advance) |
minimum $10.00 |
| Cash Deposited (over $5,000 Monthly) |
$0.10 per $100 deposited |
| Check Collection Fee |
$25.00 |
| Night deposit bag (locked) |
$20.00 |
| Ordered rolled coin (per roll) |
$.12 |
| Ordered currency (per strap) |
$.60 |
Commercial Checking Fees
For commercial checking, the following per item fees apply, which may be offset by the monthly earnings credit.
| ACH Credits and Debits (per item or combined transaction) |
$.10 |
| Checks Written (per check) |
$.20 |
| Deposited Items (per item or combined transaction) |
$.10 |
| Monthly Maintenance Fee |
$10.00 |
Certain other general fees are not analyzed based upon monthly earnings credit and may be charged against a commercial checking account.