Apply for a loan for the specific amount you need to borrow. Unlike a credit card, once you pay off the loan the account will be closed. To borrow more money though a personal loan, just reapply.
|Up to 60 months
Personal loans $5,000 or less are at a maximum of 36 months.
Personal Line of Credit
A personal line of credit is similar to a credit card. The entire amount you wish to borrow is pre-approved before the account is opened. After that, you are able to take funds out as needed, which is unlike a loan where all funds are taken out at one time. When you pay off the balance on your line of credit the amount of the line is available for use again.
|Kwik-Cash Line of Credit2
Apply at Branch