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Personal Loans & Lone of Credit Hero Image

Personal Loans & Line of Credit

Backup support is a good thing.

Need a little help with expenses outside of your home or education? Apply for a personal loan or line of credit with Landmark. Since these products are not backed by collateral, like a home or auto loan, you must have a good credit score to qualify.

COVID-19 Loan1

If you are a current member of Landmark Credit Union, and experiencing financial hardship directly caused by the Coronavirus pandemic, you may apply for a COVID-19 Loan. This loan will be available for a limited time exclusively for affected members during the pandemic. You may be eligible for loans of $500 to $10,000. Funds borrowed will be transferred into your account after signing documents via email.

Term APR Pmt/$1,000
36 months 1.99% $28.64
24 months 1.99% $42.54
12 months 1.99% $84.23
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Personal Loan

Apply for a loan for the specific amount you need to borrow. Unlike a credit card, once you pay off the loan the account will be closed. To borrow more money though a personal loan, just reapply.

Term APR Pmt/$1,0002
Up to 48 months 8.90% $26.14

Personal loans $5,000 or less are at a maximum of 36 months.

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Personal Line of Credit

A personal line of credit is similar to a credit card. The entire amount you wish to borrow is pre-approved before the account is opened. After that, you are able to take funds out as needed, which is unlike a loan where all funds are taken out at one time. When you pay off the balance on your line of credit the amount of the line is available for use again.

Term APR Pmt/$1,0002
Kwik-Cash Line of Credit3 16.00% $30.00

Apply at Branch

Related Products

paying store with landmark credit card

Consumer Credit Cards

Open a credit card with Landmark Credit Union. Whether you're looking to improve your credit score or earn rewards we have a solution for everyone.

Consumer loan rates based upon qualified credit.  Other terms and rates are available; some restrictions may apply.  Loans and rates are subject to credit approval. Rates and terms are subject to change.

1 Loan program is available to qualified borrowers with a COVID-19-related financial hardship. Only Applicants who became members of Landmark no later than March 17, 2020 may be eligible. Borrower must be a current member of Landmark, cannot currently be in a bankruptcy proceeding or have any written off loans with Landmark Credit Union.  Loans and rates are subject to credit approval. Consumer loan rates based upon qualified credit.  Other terms and rates are available; some restrictions may apply. Rates and terms are subject to change.

2 Payments on loans with terms up to 120 months include single Credit Protection coverage. Joint Credit Protection coverages are also available for loans with terms up to 120 months. Consult a tax adviser regarding tax deductibility of interest and fees.

3 Loan application is not available online, please visit our nearest branch location to apply.

Routing Number: 275079714
NCUA Equal Opportunity Housing
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