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Refinancing a Home

Is it time to refinance your mortgage?

Reasons to refinance:

  • Switch from an adjustable rate loan to a fixed rate mortgage
  • Lower the rate
  • Reduce the term of your mortgage (going to a 20,15 or 10-year fixed rate)
  • Lower the payments
  • Combining a first and second mortgage
  • Take cash out for improvements or to pay off debt
  • Divorce - Remove a former spouse from the mortgage

Is now the right time to refinance?

Call a Landmark Mortgage Loan Officer today to do a comprehensive review of your current mortgage.


Mortgage Refi Express

Consider Landmark's Mortgage Refi Express if you don’t want a traditional mortgage. Refinance into a low rate and pay off your home in as few as 8 years with our Mortgage Refi Express loan. You can close quickly and save on the traditional mortgage closing costs.

  • Low rates
  • 8-Year, 10-Year & 12-Year Terms
  • Total cost $891
  • Close within 10 business days2
  • Choose your payment due date
  • No prepayment penalty
Term APR Points Pmt/$1000
8-Year 2.75% 0.00% $11.62
10-Year 2.85% 0.00% $9.59
12-Year 2.85% 0.00% $8.21

Apply Online

Free Home Buyer Seminars

We periodically offer home buyer seminars that describe the steps to homeownership.

Mortgage Loan Officers

Talk to a Landmark Mortgage Loan Officer to learn more about our mortgage rates today.

Ready to refinance your mortgage?

Apply Today!

Consult a tax adviser regarding tax deductibility of interest and fees.

1 A fee of $89 is required. Available to refinance home loans of up to $250,000 with loan-to-value ratio of 80% or less for single-family owner-occupied primary residences. Qualifying credit score required. Other programs may be available for non-qualifying credit scores and higher loan-to-value ratios. Escrow accounts may not be available. Existing Landmark Mortgage Refi Express loans may be modified for a $150 fee. Example: for an 8-year mortgage at 2.75% APR, payments would be $11.62 per $1,000 borrowed; for a 10-year mortgage at 2.85% APR, payments would be $9.59 per $1,000 borrowed; for a 12-year mortgage at 2.85% APR, payments would be $8.21 per $1,000 borrowed. Actual payments may be higher with property taxes and homeowner’s insurance. Other restrictions may apply. Rates and terms are subject to change.

2 Document exceptions and closing date availability may extend closing beyond 10 business days.

Routing Number: 275079714
NCUA Equal Opportunity Housing
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