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Refinancing a Home

Is it time to refinance your mortgage?

Reasons to refinance:

  • Switch from an adjustable rate loan to a fixed rate mortgage
  • Lower the rate
  • Reduce the term of your mortgage (going to a 20,15 or 10-year fixed rate)
  • Lower the payments
  • Combining a first and second mortgage
  • Take cash out for improvements or to pay off debt
  • Divorce - Remove a former spouse from the mortgage

If you applied for your mortgage before October 7, 2020, please access your application here.

Is now the right time to refinance?

Call a Landmark Mortgage Loan Officer today to do a comprehensive review of your current mortgage.


Mortgage Refi Express

Consider Landmark's Mortgage Refi Express if you don’t want a traditional mortgage. Refinance into a low rate and pay off your home in as few as 8 years with our Mortgage Refi Express loan. You can close quickly and save on the traditional mortgage closing costs.

  • Low rates
  • 8-Year, 10-Year & 12-Year Terms
  • Total cost $891
  • Choose your payment due date
  • No prepayment penalty
Term APR Points Pmt/$10002
8-Year 2.60% 0.00% $11.55
10-Year 2.70% 0.00% $9.52
12-Year 2.75% 0.00% $8.17

Apply Online

Free Home Buyer Seminars

We periodically offer home buyer seminars that describe the steps to homeownership.

Mortgage Loan Officers

Talk to a Landmark Mortgage Loan Officer to learn more about our mortgage rates today.

Ready to refinance your mortgage?

Apply Today!

Consult a tax adviser regarding tax deductibility of interest and fees.

1 A fee of $89 is required. Available to refinance home loans of up to $250,000 with loan-to-value ratio of 80% or less for single-family owner-occupied primary residences. Qualifying credit score required. Other programs may be available for non-qualifying credit scores and higher loan-to-value ratios. Escrow accounts may not be available. Existing Landmark Mortgage Refi Express loans may be modified for a $150 fee. Example: for an 8-year mortgage at 2.60% APR, payments would be $11.55 per $1,000 borrowed; for a 10-year mortgage at 2.70% APR, payments would be $9.52 per $1,000 borrowed; for a 12-year mortgage at 2.75% APR, payments would be $8.17 per $1,000 borrowed. Actual payments may be higher with property taxes and homeowner’s insurance. Additional restrictions may apply. Rates and terms are subject to change at any time and without notice.

2Payment factor does not include Credit Protection coverage. Credit Protection coverage is not offered on real estate secured loans.

Routing Number: 275079714
NCUA Equal Opportunity Housing
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