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What to Expect

Gather Records

Prior to your first appointment, you'll be asked to locate and bring the following items:

  • Most recent tax return
  • List of what you own and owe
  • List of your estimated monthly expenses
  • Most recent pay stub
  • Information regarding any employee benefits
  • Insurance policies or statements
  • Wills or trusts
  • Estimate of Social Security benefits
  • Any questions you may have

Although the list above appears intimidating, most of your effort will consist of pulling information from existing files.

Planning and Needs Assessment

With your financial records in hand, your Financial Consultant can objectively:

  • Analyze your assets, liabilities, cash flow and budget
  • Review your short and long term financial goals
  • Assess your needs regarding immediate income, educational expenses, retirement income and special situations
  • Determine your investment risk tolerance and time horizons

Personal Roadmap

After careful study, your LPL Financial Consultant will produce and review with you a detailed, customized report with recommended strategies for asset allocation, insurance coverage and tax reduction - your personal roadmap toward financial security.

Ongoing Review & Reporting

You'll receive regular statements and yearly reports from your Financial Consultant. When appropriate, strategies will be re-evaluated and changes in your personal roadmap suggested.

Securities and Advisory Services offered through LPL Financial, A Registered Investment Advisor, and Member FINRA / SIPC. Insurance products offered through LPL Financial or its licensed affiliates. Landmark Credit Union and Landmark Investment Center are not registered broker/dealers and are not affiliated with LPL Financial. The LPL Financial Registered Representatives associated with this site may only discuss and/or transact securities business with residents of the following states: AZ, CA, CO, FL, GA, IL, IN, MN, MO, MS, NC, NE, VA, WA, WI

Not NCUA Insured. No Credit Union Guarantee. May Lose Value.