For both Business Money Market Accounts, the following apply:

• Monthly fee of $10 and a reduced dividend rate if the daily balance falls below the minimum
• First 50 items deposited are free each month; $0.50 for each one after 50
• Dividends will be compounded monthly and credited monthly
• Dividends are calculated by the daily balance method, which applies a daily periodic rate to the account balance each day
• During any statement period, you may not make more than six withdrawals or transfers to another account of yours or to a third party by means of a pre-authorized or automatic transfer or telephonic order or instruction. Transfers made by check, draft, debit card, or similar order to a third party will also be counted towards this transaction limitation. For every withdrawal or transfer over the stated limit, your account will be subject to a fee.